American Express Gold Charge
American Express
Annual Fee
₹5,310
incl. 18% GST
Reward Rate
0.5% - 2.5%
Forex Markup
4.13%
Interest Rate
N/A
Transfer Partners
16
Lounge Access
Domestic
None
International
None
Guest Policy
No lounge access
Airport Benefits
Rewards
Base Rate
1 MR Point per ₹50 spent
Accelerated
5X MR Points via Amex Reward Multiplier
Details
Charge card with no preset spending limit. Retains the premium 5X multiplier rate like the Platinum card. Highly rewarding if you hit the 6x ₹1,000 monthly transaction milestone.
Other Benefits
Transfer Partners
Etihad Guest
Airline - 2:1 ratio
British Airways Executive Club
Airline - 2:1 ratio
Virgin Atlantic Flying Club
Airline - 2:1 ratio
Singapore Airlines KrisFlyer
Airline - 2:1 ratio
Cathay Pacific Asia Miles
Airline - 2:1 ratio
Qatar Privilege Club
Airline - 2:1 ratio
Marriott Bonvoy
Hotel - 1:1 ratio
Hilton Honors
Hotel - 1:0.9 ratio
Asia Miles
Airline - 2:1 ratio
Avios (British Airways/Qatar)
Airline - 2:1 ratio
Club Vistara
Airline - 3:1 ratio
Emirates Skywards
Airline - 2:1 ratio
Ethihad Guest
Airline - 2:1 ratio
Flying Blue (Air France-KLM)
Airline - 2:1 ratio
KrisFlyer (Singapore Airlines)
Airline - 2:1 ratio
Qantas Frequent Flyer
Airline - 2:1 ratio
Milestone Benefits
1,000 Bonus MR points for doing 6 transactions of ₹1,000+ per month
On annual spend of ₹6,000
Welcome Benefits
- 4,000 Bonus MR points on making 3 transactions within the first 60 days
Fee Structure
Annual Fee
₹5,310
incl. 18% GST
Joining Fee
₹1,180
incl. 18% GST
Fee Waiver
No spend-based fee waiver