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407499
Axis Bank

Axis Bank

Axis Primus

UHNI
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Golf
Reward Math

Reward Structure · EDGE Miles · points

Base Spends1 EDGE Miles per ₹100

Transfer Partners (17)

Singapore Airlines (KrisFlyer)Air India (Flying Returns)Air Canada (Aeroplan)Air France-KLM (Flying Blue)AirAsia RewardsEthiopian Airlines (ShebaMiles)Etihad Airways (Etihad Guest)Japan Airlines (JAL Mileage Bank)Qantas Airways (Qantas Frequent Flyer)SpiceJet (SpiceClub)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles&Smiles)United Airlines (MileagePlus)IHG One RewardsITC Hotels (Club ITC)The Postcard Sunshine ClubWyndham Rewards

Annual Fee

₹3,54,000 (inc. GST)

Forex Markup

Zero

Interest Rate

12.68% APR

Fee Waiver

No fee waiver. JF ₹5,00,000 (post Jul 2024), AF ₹3,00,000+GST

₹0 Forex12.68% APRLowest InterestUnlimited Lounge
View full card details
421137
Axis Bank

Axis Bank

Burgundy Private - The One Card

UHNI
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Golf
Reward Math

Reward Structure · EDGE Reward Points · points

Base Domestic Spend10 EDGE Reward Points per ₹200
International Spend20 EDGE Reward Points per ₹200

Transfer Partners (16)

Singapore Airlines (KrisFlyer)Air India (Flying Returns)Air Canada (Aeroplan)Air France-KLM (Flying Blue)AirAsia RewardsEthiopian Airlines (ShebaMiles)Etihad Airways (Etihad Guest)Japan Airlines (JAL Mileage Bank)Qantas Airways (Qantas Frequent Flyer)SpiceJet (SpiceClub)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles&Smiles)United Airlines (MileagePlus)IHG One RewardsITC Hotels (Club ITC)Wyndham Rewards

Annual Fee

₹59,000 (inc. GST)

Forex Markup

Zero

Interest Rate

19.56% APR

Fee Waiver

Nil for Burgundy Private clients. Non-BP clients: ₹50,000+GST

₹0 Forex19.56% APRNo Late FeesBP Exclusive
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ICICI Bank

ICICI Bank

ICICI Bank Diamant

UHNI
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Golf
Reward Math

Reward Structure · PAYBACK/ICICI Rewards · points

Domestic Spends3 PAYBACK/ICICI Rewards per ₹100
International Spends6 PAYBACK/ICICI Rewards per ₹100

Annual Fee

₹11,800 (inc. GST)

Forex Markup

3.5%

Interest Rate

45% APR

Fee Waiver

Spend ₹25,00,000 per annum for annual fee reversal

₹1.25L Joining FeeGolf AccessMeet & Greet
View full card details
438459
HSBC

HSBC

HSBC Taj Credit Card

UHNI
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Reward Math

Reward Structure · Taj NeuCoins · points

Base Spend1 Taj NeuCoins per ₹100
Taj Properties Spend6 Taj NeuCoins per ₹100

Annual Fee

₹1,29,800 (inc. GST)

Forex Markup

3.5%

Interest Rate

45% APR

Fee Waiver

No fee waiver. ₹1,10,000+GST annually

5X at Taj HotelsEpicure Plus₹1.1L FeeLuxury Stays
View full card details
379854
American Express

American Express

Amex Platinum Charge

Super Premium
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Golf
Movies
Reward Math

Reward Structure · Membership Rewards (MR) · points

Base Spend1 Membership Rewards (MR) per ₹40
International Spend (3X)3 Membership Rewards (MR) per ₹40
Reward Multiplier Spend (5X)5 Membership Rewards (MR) per ₹40
Reward Xcelerator (10X)10 Membership Rewards (MR) per ₹40
Reward Xcelerator (20X)20 Membership Rewards (MR) per ₹40

Transfer Partners (16)

Etihad GuestBritish Airways Executive ClubVirgin Atlantic Flying ClubSingapore Airlines KrisFlyerAsia MilesQatar Airways Privilege ClubMarriott BonvoyHilton HonorsAsia MilesAvios (British Airways/Qatar)Club VistaraEmirates SkywardsEtihad GuestAir France-KLM Flying BlueSingapore Airlines KrisFlyerQantas Frequent Flyer

Annual Fee

₹77,880 (inc. GST)

Forex Markup

3.5%

Interest Rate

0% APR

Fee Waiver

No fee waiver

10X/20X Reward XceleratorHotel Gold Status5X on RM PortalMetal Card
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American Express

American Express

American Express Centurion (Black Card)

UHNI
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Golf
Reward Math

Reward Structure · Membership Rewards (MR) · points

Base Spend6 Membership Rewards (MR) per ₹200
Reward Multiplier Spend (10X)60 Membership Rewards (MR) per ₹200
Reward Xcelerator (20X)120 Membership Rewards (MR) per ₹200

Transfer Partners (16)

Etihad GuestBritish Airways Executive ClubVirgin Atlantic Flying ClubSingapore Airlines KrisFlyerAsia MilesQatar Airways Privilege ClubMarriott BonvoyHilton HonorsAsia MilesAvios (British Airways/Qatar)Club VistaraEmirates SkywardsEtihad GuestAir France-KLM Flying BlueSingapore Airlines KrisFlyerQantas Frequent Flyer

Annual Fee

₹3,24,500 (inc. GST)

Forex Markup

3.5%

Interest Rate

0% APR

Fee Waiver

No fee waiver. By invitation only.

20X Reward XceleratorNo Preset LimitHilton DiamondMeet & Greet
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American Express

American Express

American Express SmartEarn

Entry
Reward Math

Reward Structure · Membership Rewards (MR) · points

Base Spend1 Membership Rewards (MR) per ₹50
Reward Multiplier Spend (2X)2 Membership Rewards (MR) per ₹50
5X Category5 Membership Rewards (MR) per ₹50
10X Category10 Membership Rewards (MR) per ₹50

Transfer Partners (16)

Etihad GuestBritish Airways Executive ClubVirgin Atlantic Flying ClubSingapore Airlines KrisFlyerAsia MilesQatar Airways Privilege ClubMarriott BonvoyHilton HonorsAsia MilesAvios (British Airways/Qatar)Club VistaraEmirates SkywardsEtihad GuestAir France-KLM Flying BlueSingapore Airlines KrisFlyerQantas Frequent Flyer

Annual Fee

₹584 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹40,000 per annum for renewal fee waiver

10X on Flipkart/Uber2X on RM Portal₹40K Fee WaiverLow ₹495 Fee
View full card details
436560
Axis Bank

Axis Bank

Axis Reserve

Super Premium
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Golf
Reward Math

Reward Structure · EDGE Reward Points · points

Base Spend15 EDGE Reward Points per ₹200
International Spend30 EDGE Reward Points per ₹200

Transfer Partners (17)

Singapore Airlines (KrisFlyer)Air India (Flying Returns)Air Canada (Aeroplan)Air France-KLM (Flying Blue)AirAsia RewardsEthiopian Airlines (ShebaMiles)Etihad Airways (Etihad Guest)Japan Airlines (JAL Mileage Bank)Qantas Airways (Qantas Frequent Flyer)SpiceJet (SpiceClub)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles&Smiles)United Airlines (MileagePlus)IHG One RewardsITC Hotels (Club ITC)The Postcard Sunshine ClubWyndham Rewards

Annual Fee

₹59,000 (inc. GST)

Forex Markup

1.5%

Interest Rate

42.58% APR

Fee Waiver

Spend ₹35,00,000 per annum (excl. rent, wallet, utilities, insurance, gold, fuel)

1.5% Forex₹0 Cash Fee5:2 MilesGolf Access
View full card details
461797
Axis Bank

Axis Bank

Axis Olympus

Super Premium
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Golf
Reward Math

Reward Structure · EDGE Miles · points

Domestic Spend1 EDGE Miles per ₹100
International Spend2 EDGE Miles per ₹100

Transfer Partners (17)

Singapore Airlines (KrisFlyer)Air India (Flying Returns)Air Canada (Aeroplan)Air France-KLM (Flying Blue)AirAsia RewardsEthiopian Airlines (ShebaMiles)Etihad Airways (Etihad Guest)Japan Airlines (JAL Mileage Bank)Qantas Airways (Qantas Frequent Flyer)SpiceJet (SpiceClub)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles&Smiles)United Airlines (MileagePlus)IHG One RewardsITC Hotels (Club ITC)The Postcard Sunshine ClubWyndham Rewards

Annual Fee

₹23,600 (inc. GST)

Forex Markup

1.8%

Interest Rate

42.58% APR

Fee Waiver

No spend-based annual fee waiver

1.8% Forex₹0 DCC₹0 Rent FeeMeet & Greet
View full card details
ICICI Bank

ICICI Bank

Times Black ICICI Bank

Super Premium
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Golf
Movies

Annual Fee

₹23,600 (inc. GST)

Forex Markup

1.49%

Interest Rate

45% APR

Fee Waiver

Spend ₹25,00,000 per annum for annual fee reversal

1.49% Forex5 RP/₹100₹0 Cash FeeFuel ₹1L Waiver
View full card details
552418
ICICI Bank

ICICI Bank

ICICI Emeralde Private Metal

Super Premium
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Golf
Movies
Reward Math

Reward Structure · ICICI Reward Points · points

Base Spend6 ICICI Reward Points per ₹200

Annual Fee

₹14,749 (inc. GST)

Forex Markup

2%

Interest Rate

45% APR

Fee Waiver

Spend ₹10,00,000 per annum for annual fee reversal

Metal Card₹0 Cash Fee₹0 Overlimit2% Forex
View full card details
529629
Axis Bank

Axis Bank

Axis Magnus

Premium
Intl Lounge
Dom. Lounge
Golf
Reward Math

Reward Structure · EDGE Reward Points · points

Base Spend (Up to 1.5L)12 EDGE Reward Points per ₹200
Accelerated Spend (> 1.5L)35 EDGE Reward Points per ₹200
Travel EDGE Spend60 EDGE Reward Points per ₹200

Transfer Partners (16)

Singapore Airlines (KrisFlyer)Air India (Flying Returns)Air Canada (Aeroplan)Air France-KLM (Flying Blue)AirAsia RewardsEthiopian Airlines (ShebaMiles)Etihad Airways (Etihad Guest)Japan Airlines (JAL Mileage Bank)Qantas Airways (Qantas Frequent Flyer)SpiceJet (SpiceClub)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles&Smiles)United Airlines (MileagePlus)IHG One RewardsITC Hotels (Club ITC)Wyndham Rewards

Annual Fee

₹14,750 (inc. GST)

Forex Markup

2%

Interest Rate

42.58% APR

Fee Waiver

Spend ₹25,00,000 per annum (excl. rent, wallet, utilities, insurance, gold, fuel)

Accelerated Rewards16 Transfer PartnersGolf42.58% APR
View full card details
529629
Axis Bank

Axis Bank

Axis Magnus for Burgundy

Super Premium
Intl Lounge
Dom. Lounge
Golf
Reward Math

Reward Structure · EDGE Reward Points · points

Base Spend (Up to 1.5L)12 EDGE Reward Points per ₹200
Accelerated Spend (> 1.5L)35 EDGE Reward Points per ₹200
Travel EDGE Spend60 EDGE Reward Points per ₹200

Transfer Partners (16)

Singapore Airlines (KrisFlyer)Air India (Flying Returns)Air Canada (Aeroplan)Air France-KLM (Flying Blue)AirAsia RewardsEthiopian Airlines (ShebaMiles)Etihad Airways (Etihad Guest)Japan Airlines (JAL Mileage Bank)Qantas Airways (Qantas Frequent Flyer)SpiceJet (SpiceClub)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles&Smiles)United Airlines (MileagePlus)IHG One RewardsITC Hotels (Club ITC)Wyndham Rewards

Annual Fee

₹35,400 (inc. GST)

Forex Markup

2%

Interest Rate

42.58% APR

Fee Waiver

Spend ₹30,00,000 per annum (excl. rent, wallet, utilities, insurance, gold, fuel). Burgundy clients only.

5:4 Miles Transfer10L Transfer CapBurgundy ExclusiveGolf
View full card details
437546
HDFC Bank

HDFC Bank

HDFC Infinia Metal

Super Premium
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Golf
Reward Math

Reward Structure · HDFC Reward Points · points

Base Spend5 HDFC Reward Points per ₹150
SmartBuy Flights (5X)25 HDFC Reward Points per ₹150
SmartBuy Hotels (10X)50 HDFC Reward Points per ₹150
Grocery5 HDFC Reward Points per ₹150

Transfer Partners (22)

AirAsia RewardsAir France-KLM (Flying Blue)Finnair PlusSingapore Airlines (KrisFlyer)SpiceJet (SpiceClub)Vietnam Airlines (LotusSmiles)IHG One RewardsRadisson RewardsWyndham RewardsAir Canada (Aeroplan)Air India (Maharaja Club)Avianca (LifeMiles)British Airways (Executive Club)Cathay Pacific (Asia Miles)Etihad Airways (Etihad Guest)Qatar Airways (Privilege Club)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles & Smiles)United Airlines (MileagePlus)ALL - Accor Live LimitlessClub ITCMarriott Bonvoy

Annual Fee

₹14,750 (inc. GST)

Forex Markup

2%

Interest Rate

23.88% APR

Fee Waiver

Spend ₹10,00,000 per annum for renewal fee waiver

5 RP/₹150SmartBuy 10X23.88% APRUp to 1:1 Airmiles
View full card details
361010
HDFC Bank

HDFC Bank

HDFC Diners Black

Premium
Intl Lounge
Dom. Lounge
Concierge
Golf
Reward Math

Reward Structure · HDFC Reward Points · points

Base Spend5 HDFC Reward Points per ₹150
Weekend Dining (2X)10 HDFC Reward Points per ₹150
SmartBuy Hotels (10X)50 HDFC Reward Points per ₹150

Transfer Partners (22)

AirAsia RewardsAir France-KLM (Flying Blue)Finnair PlusSingapore Airlines (KrisFlyer)SpiceJet (SpiceClub)Vietnam Airlines (LotusSmiles)IHG One RewardsRadisson RewardsWyndham RewardsAir Canada (Aeroplan)Air India (Maharaja Club)Avianca (LifeMiles)British Airways (Executive Club)Cathay Pacific (Asia Miles)Etihad Airways (Etihad Guest)Qatar Airways (Privilege Club)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles & Smiles)United Airlines (MileagePlus)ALL - Accor Live LimitlessClub ITCMarriott Bonvoy

Annual Fee

₹11,800 (inc. GST)

Forex Markup

2%

Interest Rate

23.88% APR

Fee Waiver

Spend ₹5,00,000 per annum for renewal fee waiver

5 RP/₹150₹5L Fee Waiver23.88% APR1:1 Airmiles
View full card details
512042
HSBC

HSBC

HSBC Premier Credit Card

Super Premium
Intl Lounge
Dom. Lounge
Meet & Greet
Golf
Movies
Reward Math

Reward Structure · HSBC Reward Points · points

Base Spend3 HSBC Reward Points per ₹100
HSBC Portal Flights18 HSBC Reward Points per ₹100
HSBC Portal Hotels36 HSBC Reward Points per ₹100

Transfer Partners (20)

Singapore Airlines (KrisFlyer)Air India (Maharaja Club)British Airways (Avios)Air France-KLM (Flying Blue)Etihad GuestEVA AirJapan Airlines (JAL)Qantas Frequent FlyerQatar Airways (Privilege Club)Thai Airways (Royal Orchid Plus)Vietnam Airlines (Lotusmiles)AirAsia RewardsTurkish Airlines (Miles&Smiles)United Airlines (MileagePlus)Hainan AirlinesAccor Live LimitlessMarriott BonvoyIHG One RewardsWyndham RewardsShangri-La Circle

Annual Fee

₹23,600 (inc. GST)

Forex Markup

0.99%

Interest Rate

35.88% APR

Fee Waiver

Waived if HSBC Premier eligibility met (TRB ₹40L / salary ₹3L/month). JF: ₹12,000, AF: ₹20,000

0.99% Forex3 RP/₹10012X TravelBookMyShow BOGO
View full card details
461133
ICICI Bank

ICICI Bank

ICICI Bank Emeralde

Premium
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Golf
Reward Math

Reward Structure · PAYBACK Points · points

Base Spend4 PAYBACK Points per ₹100

Annual Fee

₹14,160 (inc. GST)

Forex Markup

2%

Interest Rate

45% APR

Fee Waiver

Spend ₹10,00,000 per annum for annual fee reversal

4 RP/₹100₹0 Cash Fee2% ForexGolf Access
View full card details
American Express

American Express

Amex Platinum Reserve

Premium
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Golf
Movies
Reward Math

Reward Structure · Membership Rewards (MR) · points

Base Spend1 Membership Rewards (MR) per ₹50
Reward Multiplier Spend (3X)3 Membership Rewards (MR) per ₹50

Transfer Partners (16)

Etihad GuestBritish Airways Executive ClubVirgin Atlantic Flying ClubSingapore Airlines KrisFlyerAsia MilesQatar Airways Privilege ClubMarriott BonvoyHilton HonorsAsia MilesAvios (British Airways/Qatar)Club VistaraEmirates SkywardsEtihad GuestAir France-KLM Flying BlueSingapore Airlines KrisFlyerQantas Frequent Flyer

Annual Fee

₹11,800 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

No spend-based waiver (Often offered at ₹50,000 lifetime foundation fee)

Taj EpicureAccor Plus3X Reward MultiplierBookMyShow BOGO
View full card details
410038
Axis Bank

Axis Bank

Axis Atlas

Mid-Range
Intl Lounge
Dom. Lounge
Reward Math

Reward Structure · EDGE Miles · points

Base Spend2 EDGE Miles per ₹100
Direct Airline/Hotel Spend5 EDGE Miles per ₹100

Transfer Partners (17)

Singapore Airlines (KrisFlyer)Air India (Flying Returns)Air Canada (Aeroplan)Air France-KLM (Flying Blue)AirAsia RewardsEthiopian Airlines (ShebaMiles)Etihad Airways (Etihad Guest)Japan Airlines (JAL Mileage Bank)Qantas Airways (Qantas Frequent Flyer)SpiceJet (SpiceClub)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles&Smiles)United Airlines (MileagePlus)IHG One RewardsITC Hotels (Club ITC)The Postcard Sunshine ClubWyndham Rewards

Annual Fee

₹5,900 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

No spend-based annual fee waiver

5 Miles/₹100 TravelDirect AirmilesTravel Focused₹5K Fee
View full card details
411146
Axis Bank

Axis Bank

Axis Select

Mid-Range
Intl Lounge
Dom. Lounge
Movies
Reward Math

Reward Structure · EDGE Reward Points · points

Base Spend10 EDGE Reward Points per ₹200
Retail Shopping Spend20 EDGE Reward Points per ₹200

Transfer Partners (17)

Singapore Airlines (KrisFlyer)Air India (Flying Returns)Air Canada (Aeroplan)Air France-KLM (Flying Blue)AirAsia RewardsEthiopian Airlines (ShebaMiles)Etihad Airways (Etihad Guest)Japan Airlines (JAL Mileage Bank)Qantas Airways (Qantas Frequent Flyer)SpiceJet (SpiceClub)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles&Smiles)United Airlines (MileagePlus)IHG One RewardsITC Hotels (Club ITC)The Postcard Sunshine ClubWyndham Rewards

Annual Fee

₹3,540 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

Spend ₹8,00,000 per annum. Waived for Burgundy Account holders.

₹3K FeeBookMyShow BOGOBurgundy FreeLounge Access
View full card details
430463
Axis Bank

Axis Bank

Axis Horizon

Mid-Range
Intl Lounge
Dom. Lounge
Reward Math

Reward Structure · EDGE Miles · points

Base Spend1 EDGE Miles per ₹100
International Spend2 EDGE Miles per ₹100

Transfer Partners (17)

Singapore Airlines (KrisFlyer)Air India (Flying Returns)Air Canada (Aeroplan)Air France-KLM (Flying Blue)AirAsia RewardsEthiopian Airlines (ShebaMiles)Etihad Airways (Etihad Guest)Japan Airlines (JAL Mileage Bank)Qantas Airways (Qantas Frequent Flyer)SpiceJet (SpiceClub)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles&Smiles)United Airlines (MileagePlus)IHG One RewardsITC Hotels (Club ITC)The Postcard Sunshine ClubWyndham Rewards

Annual Fee

₹3,540 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

No spend-based annual fee waiver

₹3K FeeFuel WaiverTravel RewardsLounge Access
View full card details
485498
HDFC Bank

HDFC Bank

HDFC Regalia Gold

Mid-Range
Intl Lounge
Dom. Lounge
Concierge
Reward Math

Reward Structure · HDFC Reward Points · points

Base Spend4 HDFC Reward Points per ₹150
SmartBuy Flights (5X)20 HDFC Reward Points per ₹150
SmartBuy Hotels (10X)40 HDFC Reward Points per ₹150
Partner Brands 5X (Nykaa, Myntra, M&S, Reliance Digital)20 HDFC Reward Points per ₹150
Grocery4 HDFC Reward Points per ₹150

Transfer Partners (22)

AirAsia RewardsAir France-KLM (Flying Blue)Avianca (LifeMiles)Finnair PlusSingapore Airlines (KrisFlyer)SpiceJet (SpiceClub)Turkish Airlines (Miles & Smiles)Vietnam Airlines (LotusSmiles)Air Canada (Aeroplan)Air India (Maharaja Club)British Airways (Executive Club)Cathay Pacific (Asia Miles)Etihad Airways (Etihad Guest)Qatar Airways (Privilege Club)Thai Airways (Royal Orchid Plus)United Airlines (MileagePlus)ALL - Accor Live LimitlessClub ITCIHG One RewardsRadisson RewardsWyndham RewardsMarriott Bonvoy

Annual Fee

₹2,950 (inc. GST)

Forex Markup

2%

Interest Rate

43.2% APR

Fee Waiver

Spend ₹4,00,000 per annum for renewal fee waiver

10X Hotel Rewards₹16k total milestone valueLow 2% ForexSwiggy One Benefit
View full card details
Punjab National Bank

Punjab National Bank

PNB Luxura RuPay Metal Credit Card

Super Premium
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Golf
Movies
Reward Math

Reward Structure · PNB Reward Points · points

Base Spend4 PNB Reward Points per ₹100
Travel & Dining (3X)12 PNB Reward Points per ₹100

Annual Fee

₹8,850 (inc. GST)

Forex Markup

2.5%

Interest Rate

35.89% APR

Fee Waiver

Spend ₹8,00,000 per annum for renewal fee waiver (Joining fee waived on ₹2,50,000 spend in first 90 days)

RuPay UPI EnabledLuxurious ITC Perks3X on Travel & DiningMetal Form Factor
View full card details
524193
ICICI Bank

ICICI Bank

ICICI Bank Sapphiro

Mid-Range
Intl Lounge
Dom. Lounge
Movies
Reward Math

Reward Structure · ICICI Rewards · points

Domestic Spend2 ICICI Rewards per ₹100
International Spend4 ICICI Rewards per ₹100

Annual Fee

₹4,130 (inc. GST)

Forex Markup

3.5%

Interest Rate

45% APR

Fee Waiver

Spend ₹6,00,000 per annum for annual fee reversal

₹6,500 JF₹6L WaiverBookMyShow BOGOLounge Access
View full card details
HSBC

HSBC

HSBC Travel One

Mid-Range
Intl Lounge
Dom. Lounge
Concierge
Golf
Movies
Reward Math

Reward Structure · HSBC Reward Points · points

Base Spend2 HSBC Reward Points per ₹100
Travel & Foreign Currency4 HSBC Reward Points per ₹100
Marketplace Flights16 HSBC Reward Points per ₹100
Marketplace Hotels24 HSBC Reward Points per ₹100

Transfer Partners (11)

Accor Live LimitlessMarriott BonvoySingapore Airlines (KrisFlyer)British Airways (Avios)Air France-KLM (Flying Blue)Air India (Maharaja Club)Etihad GuestJapan Airlines (JAL)United Airlines (MileagePlus)Turkish Airlines (Miles&Smiles)Shangri-La Circle

Annual Fee

₹5,899 (inc. GST)

Forex Markup

3.5%

Interest Rate

45% APR

Fee Waiver

Spend ₹8,00,000 per annum for annual fee waiver

24 RP/₹100 on Portal Hotels16 RP/₹100 on Portal Flights1:1 Points Transfer6 Domestic + 4 Int'l Lounge
View full card details
HDFC Bank

HDFC Bank

Marriott Bonvoy HDFC Bank

Mid-Range
Dom. Lounge
Hotel Status
Reward Math

Reward Structure · Marriott Bonvoy Points · points

Base Spend2 Marriott Bonvoy Points per ₹150
Dining, Flight, Entertainment4 Marriott Bonvoy Points per ₹150
Marriott Hotel Spend8 Marriott Bonvoy Points per ₹150

Transfer Partners (1)

Marriott Bonvoy

Annual Fee

₹3,540 (inc. GST)

Forex Markup

2%

Interest Rate

45% APR

Fee Waiver

No spend-based annual fee waiver

8X at MarriottSilver EliteBonvoy Points₹3K Fee
View full card details
Axis Bank

Axis Bank

Axis ACE

Entry
Dom. Lounge
Reward Math

Reward Structure · INR · cashback

Base Spend1.5 INR per ₹100
Swiggy / Zomato / Ola4 INR per ₹100
Utility Bills via Google Pay5 INR per ₹100

Annual Fee

₹589 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

Spend ₹2,00,000 per annum for annual fee waiver. Joining fee currently waived.

5% Bill Pay₹0 Joining4% Food DeliveryFuel Waiver
View full card details
411649
Axis Bank

Axis Bank

Axis Flipkart

Entry
Dom. Lounge
Reward Math

Reward Structure · INR · cashback

Base Spend1.5 INR per ₹100
Cleartrip / Cult.fit4 INR per ₹100
Flipkart Purchases5 INR per ₹100

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

Spend ₹3,50,000 per annum for annual fee waiver

5% on Flipkart₹500 Fee4% Preferred1.5% All Spends
View full card details
Axis Bank

Axis Bank

Axis Cashback

Entry
Reward Math

Reward Structure · INR · cashback

Base Offline Spend1 INR per ₹100
Online Spend5 INR per ₹100

Annual Fee

₹1,180 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

Spend ₹4,00,000 per annum for annual fee waiver (excl. rent, wallet)

5% Utility Bills2% OnlineDirect Cashback₹1K Fee
View full card details
ICICI Bank

ICICI Bank

ICICI Bank Rubyx

Entry
Intl Lounge
Dom. Lounge
Movies
Reward Math

Reward Structure · ICICI Rewards · points

Domestic Spend2 ICICI Rewards per ₹100
International Spend4 ICICI Rewards per ₹100

Annual Fee

₹2,360 (inc. GST)

Forex Markup

3.5%

Interest Rate

45% APR

Fee Waiver

Spend ₹3,00,000 per annum for annual fee reversal

₹3K JF₹3L WaiverBookMyShow BOGO4X Dining
View full card details
ICICI Bank

ICICI Bank

ICICI Bank Coral

Entry
Dom. Lounge
Movies
Reward Math

Reward Structure · ICICI Rewards · points

Base Spend2 ICICI Rewards per ₹100

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

45% APR

Fee Waiver

Spend ₹1,50,000 per annum for annual fee reversal

₹500 Fee₹1.5L WaiverBookMyShow BOGO2 RP/₹100
View full card details
ICICI Bank

ICICI Bank

Amazon Pay ICICI Bank

Entry
Reward Math

Reward Structure · Amazon Pay Balance (INR) · cashback

Non-Amazon Spend1 Amazon Pay Balance (INR) per ₹100
Amazon Bill Pay/Flights2 Amazon Pay Balance (INR) per ₹100
Amazon India (Prime)5 Amazon Pay Balance (INR) per ₹100

Annual Fee

Lifetime Free

Forex Markup

1.99%

Interest Rate

45% APR

Lifetime Free5% Amazon1.99% Forex2% Bill Pay
View full card details
526873
HDFC Bank

HDFC Bank

Swiggy HDFC Bank

Entry
Reward Math

Reward Structure · INR · cashback

Offline / Other Spend1 INR per ₹100
Select Online Apps5 INR per ₹100
Swiggy Ecosystem Spend10 INR per ₹100

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

45% APR

Fee Waiver

Spend ₹2,00,000 per annum for renewal fee waiver

10% on SwiggySwiggy One Free₹500 Fee5% Online
View full card details
HSBC

HSBC

HSBC Live+

Entry
Reward Math

Reward Structure · INR · cashback

General Spend1 INR per ₹100
Dining, Delivery & Grocery10 INR per ₹100

Annual Fee

₹1,179 (inc. GST)

Forex Markup

3.5%

Interest Rate

45% APR

Fee Waiver

Spend ₹2,00,000 per annum for annual fee waiver

10% Select Cashback₹999 Fee₹2L Waiver1.5% All Spends
View full card details
HSBC

HSBC

HSBC RuPay Cashback

Entry
Reward Math

Reward Structure · INR · cashback

General/UPI Spend1 INR per ₹100
Accelerated Lifestyle Spend10 INR per ₹100

Annual Fee

₹589 (inc. GST)

Forex Markup

3.5%

Interest Rate

45% APR

Fee Waiver

Spend ₹2,00,000 per annum for annual fee waiver

10% Cashback₹499 FeeRuPay UPI₹2L Waiver
View full card details
479959
SBI Card

SBI Card

SBI Cashback Credit Card

Entry
Reward Math

Reward Structure · Cashback · cashback

Offline Spends1 Cashback per ₹100
Online Spends5 Cashback per ₹100

Annual Fee

₹1,179 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹2,00,000 per annum for renewal fee waiver

5% Online CB1% Offline CB₹999 Fee₹2L Waiver
View full card details
American Express

American Express

Amex Platinum Travel

Premium
Intl Lounge
Dom. Lounge
Reward Math

Reward Structure · Membership Rewards (MR) · points

Base Spend1 Membership Rewards (MR) per ₹50
Reward Multiplier Spend (3X)3 Membership Rewards (MR) per ₹50

Transfer Partners (16)

Etihad GuestBritish Airways Executive ClubVirgin Atlantic Flying ClubSingapore Airlines KrisFlyerAsia MilesQatar Airways Privilege ClubMarriott BonvoyHilton HonorsAsia MilesAvios (British Airways/Qatar)Club VistaraEmirates SkywardsEtihad GuestAir France-KLM Flying BlueSingapore Airlines KrisFlyerQantas Frequent Flyer

Annual Fee

₹5,900 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

No spend-based fee waiver (but milestones offset the fee easily)

Massive Milestone Bonuses₹10K Taj Voucher3X Reward MultiplierDomestic Lounges
View full card details
652926
HDFC Bank

HDFC Bank

Tata Neu Infinity HDFC Bank

Premium
Intl Lounge
Dom. Lounge
Reward Math

Reward Structure · NeuCoins · points

UPI / Base Spends1.5 NeuCoins per ₹100
Tata Brands5 NeuCoins per ₹100

Annual Fee

₹1,769 (inc. GST)

Forex Markup

2%

Interest Rate

42% APR

Fee Waiver

Spend ₹3,00,000 per annum for renewal fee waiver

10% on Tata Neu1.5% on UPIRuPay NetworkFree Lounge Access
View full card details
SBI Card

SBI Card

SBI Card ELITE

Premium
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Movies
Reward Math

Reward Structure · SBI Reward Points · points

Base Spend2 SBI Reward Points per ₹100
Dining & Groceries10 SBI Reward Points per ₹100

Transfer Partners (1)

Club Vistara

Annual Fee

₹5,899 (inc. GST)

Forex Markup

1.99%

Interest Rate

42% APR

Fee Waiver

Spend ₹10,00,000 per annum for renewal fee waiver

1.99% Forex₹6,000 Movie TicketsMilestone RewardsVistara Silver
View full card details
440523
IDFC FIRST Bank

IDFC FIRST Bank

IDFC FIRST Wealth

Premium
Intl Lounge
Dom. Lounge
Concierge
Golf
Movies
Reward Math

Reward Structure · IDFC Points · points

Offline Spend3 IDFC Points per ₹100
Online Spend6 IDFC Points per ₹100
Spend > 30k10 IDFC Points per ₹100

Annual Fee

Lifetime Free

Forex Markup

1.5%

Interest Rate

36% APR

Lifetime Free1.5% ForexAirport Spa AccessGolf Access
View full card details
IndusInd Bank

IndusInd Bank

IndusInd Bank Legend

Premium
Intl Lounge
Dom. Lounge
Concierge
Golf
Movies
Reward Math

Reward Structure · Reward Points · points

Weekday Spends1 Reward Points per ₹100
Weekend Spends2 Reward Points per ₹100

Transfer Partners (1)

Club Vistara

Annual Fee

Lifetime Free

Forex Markup

1.8%

Interest Rate

46% APR

1.8% ForexLifetime Free (often)High Cash Value (₹0.75/pt)BMS BOGO
View full card details
SBI Card

SBI Card

SBI Card PRIME

Mid-Range
Intl Lounge
Dom. Lounge
Hotel Status
Reward Math

Reward Structure · SBI Reward Points · points

Base Spend2 SBI Reward Points per ₹100
Dining/Groceries10 SBI Reward Points per ₹100
Utility AutoPay20 SBI Reward Points per ₹100

Transfer Partners (1)

Club Vistara

Annual Fee

₹3,539 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹3,00,000 per annum for renewal fee waiver

10X on Groceries₹7,000 Milestone VoucherVistara SilverLounge Access
View full card details
SBI Card

SBI Card

Club Vistara SBI Card PRIME

Mid-Range
Intl Lounge
Dom. Lounge
Reward Math

Reward Structure · CV Points · points

All Spends4 CV Points per ₹200

Transfer Partners (1)

Club Vistara

Annual Fee

₹3,539 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

No spend-based annual fee waiver

Up to 4 Premium Economy TicketsCV Silver TierDirect AirmilesLounge Access
View full card details
American Express

American Express

American Express Membership Rewards Credit Card

Mid-Range
Reward Math

Reward Structure · Membership Rewards (MR) · points

Base Spend1 Membership Rewards (MR) per ₹50
Reward Multiplier Spend (2X)2 Membership Rewards (MR) per ₹50

Transfer Partners (16)

Etihad GuestBritish Airways Executive ClubVirgin Atlantic Flying ClubSingapore Airlines KrisFlyerAsia MilesQatar Airways Privilege ClubMarriott BonvoyHilton HonorsAsia MilesAvios (British Airways/Qatar)Club VistaraEmirates SkywardsEtihad GuestAir France-KLM Flying BlueSingapore Airlines KrisFlyerQantas Frequent Flyer

Annual Fee

₹5,310 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

100% waiver on ₹1,50,000 spend; 50% waiver on ₹90,000 spend in the preceding year.

Up to 2000 Bonus MR/Mo2X Reward MultiplierFee Waiver at ₹1.5LAmex Ecosystem Entry
View full card details
American Express

American Express

American Express Gold Charge

Premium
Reward Math

Reward Structure · Membership Rewards (MR) · points

Base Spend1 Membership Rewards (MR) per ₹50
Reward Multiplier Spend (5X)5 Membership Rewards (MR) per ₹50

Transfer Partners (16)

Etihad GuestBritish Airways Executive ClubVirgin Atlantic Flying ClubSingapore Airlines KrisFlyerAsia MilesQatar Airways Privilege ClubMarriott BonvoyHilton HonorsAsia MilesAvios (British Airways/Qatar)Club VistaraEmirates SkywardsEtihad GuestAir France-KLM Flying BlueSingapore Airlines KrisFlyerQantas Frequent Flyer

Annual Fee

₹5,310 (inc. GST)

Forex Markup

3.5%

Interest Rate

0% APR

Fee Waiver

No spend-based fee waiver

Charge Card5X Reward Multiplier1000 MR / Month BonusNo Preset Limit
View full card details
430833
Axis Bank

Axis Bank

Axis Vistara Signature

Mid-Range
Dom. Lounge
Golf
Reward Math

Reward Structure · CV Points · points

All Spends4 CV Points per ₹200

Transfer Partners (1)

Club Vistara

Annual Fee

₹3,540 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

No spend-based annual fee waiver

Up to 4 PE TicketsCV Silver TierGolf AccessLounge Access
View full card details
IDFC FIRST Bank

IDFC FIRST Bank

IDFC FIRST Select

Mid-Range
Dom. Lounge
Movies
Reward Math

Reward Structure · IDFC Points · points

Offline Spend3 IDFC Points per ₹100
Online Spend6 IDFC Points per ₹100
Spend > 25k10 IDFC Points per ₹100

Annual Fee

Lifetime Free

Forex Markup

1.99%

Interest Rate

36% APR

Lifetime Free1.99% Forex10X Incremental RewardsBMS BOGO
View full card details
518159
HDFC Bank

HDFC Bank

HDFC Millennia

Entry
Dom. Lounge
Reward Math

Reward Structure · CashPoints · cashback

Base Spend1 CashPoints per ₹100
Partner Spend5 CashPoints per ₹100

Annual Fee

₹1,180 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹1,00,000 per annum for renewal fee waiver

5% CB on Top Brands1% General CB₹1,000 Milestone Voucher₹1L Waiver
View full card details
SBI Card

SBI Card

SBI SimplyCLICK

Entry
Reward Math

Reward Structure · SBI Reward Points · points

Offline Spend1 SBI Reward Points per ₹100
Online Spend5 SBI Reward Points per ₹100
Partner Spend10 SBI Reward Points per ₹100

Annual Fee

₹589 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹1,00,000 per annum for renewal fee waiver

10X Online Partners5X General OnlineCleartrip Vouchers₹499 Fee
View full card details
SBI Card

SBI Card

SBI SimplySAVE

Entry
Reward Math

Reward Structure · SBI Reward Points · points

Base Spend1 SBI Reward Points per ₹100
Dining & Groceries10 SBI Reward Points per ₹100

Annual Fee

₹589 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹1,00,000 per annum for renewal fee waiver

10X Offline Categories₹499 Fee₹1L WaiverEveryday Spends
View full card details
HDFC Bank

HDFC Bank

Tata Neu Plus HDFC Bank

Entry
Dom. Lounge
Reward Math

Reward Structure · NeuCoins · points

UPI / Base Spends1 NeuCoins per ₹100
Tata Brands2 NeuCoins per ₹100

Annual Fee

₹589 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹1,00,000 per annum for renewal fee waiver

7% on Tata Neu1% on UPIRuPay Network₹499 Fee
View full card details
HDFC Bank

HDFC Bank

HDFC MoneyBack+

Entry
Reward Math

Reward Structure · CashPoints · points

Base Spend2 CashPoints per ₹150
10X Partners20 CashPoints per ₹150

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹50,000 per annum for renewal fee waiver

10X Reward Points₹500 Fee₹50k WaiverEveryday Spends
View full card details
Axis Bank

Axis Bank

Axis Bank Neo

Entry
Reward Math

Reward Structure · EDGE Points · points

Base Spend1 EDGE Points per ₹200

Annual Fee

₹295 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

Often issued Lifetime Free or waiver on small spends

40% Zomato Off10% Blinkit OffLifetime Free (often)Utility Card
View full card details
Axis Bank

Axis Bank

Axis My Zone

Entry
Dom. Lounge
Movies
Reward Math

Reward Structure · EDGE Points · points

Base Spend4 EDGE Points per ₹200

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

Often issued Lifetime Free during promotional periods

Swiggy ₹120 OffSonyLiv FreePaytm Movies BOGOLounge Access
View full card details
Axis Bank

Axis Bank

Airtel Axis Bank Credit Card

Entry
Dom. Lounge
Reward Math

Reward Structure · INR · cashback

Base Spend1 INR per ₹100
Utility10 INR per ₹100
Airtel Spends25 INR per ₹100

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

Spend ₹2,00,000 per annum for renewal fee waiver

25% Airtel CB10% Utility CB10% Food CB₹500 Fee
View full card details
ICICI Bank

ICICI Bank

MakeMyTrip ICICI Bank Signature

Mid-Range
Intl Lounge
Dom. Lounge
Movies
Reward Math

Reward Structure · My Cash · points

Domestic Spend1.25 My Cash per ₹200
MMT Hotel Spend4 My Cash per ₹200

Transfer Partners (1)

MakeMyTrip (Direct)

Annual Fee

Lifetime Free

Forex Markup

3.5%

Interest Rate

45% APR

MMT Black Exclusive₹0 Annual FeeMy Cash RewardsBMS BOGO
View full card details
462269
Standard Chartered

Standard Chartered

Standard Chartered Smart

Entry
Reward Math

Reward Structure · INR · cashback

Offline Spend1 INR per ₹100
Online Spend2 INR per ₹100

Transfer Partners (2)

KrisFlyerInterMiles

Annual Fee

₹589 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹1,20,000 per annum for renewal fee waiver

2% Online CB1% Offline CBLow Fee Waiver Target₹499 Fee
View full card details
Axis Bank

Axis Bank

IndianOil Axis Bank Credit Card

Entry
Movies
Reward Math

Reward Structure · EDGE Points · points

Base Spend1 EDGE Points per ₹100
IOCL Fuel Spend20 EDGE Points per ₹100

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

Spend ₹50,000 per annum for renewal fee waiver

4% Value on Fuel1% Surcharge WaiverEasy Fee Waiver₹500 Fee
View full card details
552093
Yes Bank

Yes Bank

Yes Private Credit Card

UHNI
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Golf
Movies
Reward Math

Reward Structure · Reward Points · points

Base Spend10 Reward Points per ₹200
Travel and Dining20 Reward Points per ₹200

Transfer Partners (1)

Club Vistara

Annual Fee

₹59,000 (inc. GST)

Forex Markup

Zero

Interest Rate

14.4% APR

Fee Waiver

No fee waiver. By invitation only for Private Banking clients.

0% ForexUnlimited Guests Lounge14.4% APRInvite Only
View full card details
478748
SBI Card

SBI Card

SBI Card AURUM

Super Premium
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Golf
Movies
Reward Math

Reward Structure · Reward Points · points

All Spends4 Reward Points per ₹100

Transfer Partners (2)

Club VistaraAir India Maharaja Club

Annual Fee

₹11,799 (inc. GST)

Forex Markup

1.99%

Interest Rate

42% APR

Fee Waiver

Spend ₹12,00,000 per annum for renewal fee waiver

Metal Card1.99% Forex4 Movie Tickets/MoUnlimited Intl Lounge
View full card details
Kotak Mahindra Bank

Kotak Mahindra Bank

Kotak White Reserve

Super Premium
Intl Lounge
Dom. Lounge
Concierge
Golf
Reward Math

Reward Structure · White Pass · cashback

Milestone Focused0 White Pass per ₹100

Transfer Partners (1)

Air India Maharaja Club

Annual Fee

₹14,750 (inc. GST)

Forex Markup

2%

Interest Rate

42% APR

Fee Waiver

No fee waiver

Milestone VouchersUnlimited Lounges2% ForexLuxury Brands
View full card details
430834
Axis Bank

Axis Bank

Axis Bank Vistara Infinite

Super Premium
Dom. Lounge
Golf
Reward Math

Reward Structure · CV Points · points

All Spends6 CV Points per ₹200

Transfer Partners (1)

Club Vistara

Annual Fee

₹11,800 (inc. GST)

Forex Markup

3.5%

Interest Rate

42.58% APR

Fee Waiver

No spend-based fee waiver

Business Class TicketsCV Gold Tier6 CV Pts/₹200Unlimited Domestic Lounge
View full card details
IDFC FIRST Bank

IDFC FIRST Bank

IDFC FIRST Mayura

Premium
Intl Lounge
Dom. Lounge
Concierge
Golf
Movies
Reward Math

Reward Structure · IDFC Reward Points · points

Spends up to 20K5 IDFC Reward Points per ₹150
Spends > 20K10 IDFC Reward Points per ₹150

Annual Fee

₹7,079 (inc. GST)

Forex Markup

Zero

Interest Rate

46.2% APR

Fee Waiver

No fee waiver. Spend milestones yield points worth the fee.

Metal Card0% Forex10X RewardsBMS BOGO up to ₹500
View full card details
Yes Bank

Yes Bank

Yes Bank Marquee

Premium
Intl Lounge
Dom. Lounge
Golf
Movies
Reward Math

Reward Structure · YES Rewardz · points

Offline Spend18 YES Rewardz per ₹200
Online Spend36 YES Rewardz per ₹200

Transfer Partners (1)

Club Vistara / InterMiles

Annual Fee

₹5,899 (inc. GST)

Forex Markup

1%

Interest Rate

35.88% APR

Fee Waiver

Spend ₹10,00,000 per annum for renewal fee waiver

4.5% Online Return1% ForexUnlimited Intl LoungeBMS BOGO
View full card details
AU Small Finance Bank

AU Small Finance Bank

AU Zenith+ Metal Credit Card

Premium
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Movies
Reward Math

Reward Structure · Reward Points · points

Base Spend1 Reward Points per ₹100
Travel/Dining/Intl2 Reward Points per ₹100

Transfer Partners (1)

Air India Maharaja Club

Annual Fee

₹5,899 (inc. GST)

Forex Markup

0.99%

Interest Rate

23.88% APR

Fee Waiver

Spend ₹8,00,000 per annum for renewal fee waiver

0.99% Forex1 RP = ₹116 Intl LoungesAirport Meet & Greet
View full card details
IndusInd Bank

IndusInd Bank

IndusInd Pinnacle

Premium
Intl Lounge
Dom. Lounge
Concierge
Golf
Movies
Reward Math

Reward Structure · Reward Points · points

Offline Spend1 Reward Points per ₹100
Online Spend2.5 Reward Points per ₹100

Transfer Partners (1)

Club Vistara

Annual Fee

Lifetime Free

Forex Markup

1.8%

Interest Rate

46% APR

1.8% ForexLifetime Free (mostly)High Online RewardsGolf Access
View full card details
544438
Standard Chartered

Standard Chartered

Standard Chartered Ultimate

Premium
Intl Lounge
Dom. Lounge
Concierge
Golf
Reward Math

Reward Structure · Reward Points · points

All Spends5 Reward Points per ₹150

Annual Fee

₹5,900 (inc. GST)

Forex Markup

2%

Interest Rate

42% APR

Fee Waiver

No spend-based waiver, but annual fee generates equivalent reward points

Flat 3.33% Return2% Forex1 RP = ₹1Priority Pass
View full card details
ICICI Bank

ICICI Bank

Emirates Skywards ICICI Emeralde

Premium
Intl Lounge
Dom. Lounge
Concierge
Golf
Movies
Reward Math

Reward Structure · Skywards Miles · points

Base Spend1 Skywards Miles per ₹100
Emirates Spend2.5 Skywards Miles per ₹100

Transfer Partners (1)

Emirates Skywards

Annual Fee

₹11,800 (inc. GST)

Forex Markup

1.5%

Interest Rate

45% APR

Fee Waiver

No fee waiver

Skywards Silver1.5% ForexDirect Airline MilesUnlimited Lounges
View full card details
360765
HDFC Bank

HDFC Bank

HDFC Biz Black Metal Edition

Premium
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Golf
Reward Math

Reward Structure · HDFC Reward Points · points

Base Spend5 HDFC Reward Points per ₹150
B2B / Tax Payments25 HDFC Reward Points per ₹150

Transfer Partners (1)

Singapore Airlines (KrisFlyer)

Annual Fee

₹11,800 (inc. GST)

Forex Markup

2%

Interest Rate

23.88% APR

Fee Waiver

Spend ₹8,00,000 per annum for renewal fee waiver

Business Expenses5X on TaxesUnlimited Lounges23.88% APR
View full card details
IDFC FIRST Bank

IDFC FIRST Bank

IDFC FIRST Ashva

Premium
Intl Lounge
Dom. Lounge
Movies
Reward Math

Reward Structure · IDFC Points · points

Offline Spend3 IDFC Points per ₹100
Online Spend6 IDFC Points per ₹100
Spends > 20K10 IDFC Points per ₹100

Annual Fee

₹3,539 (inc. GST)

Forex Markup

1%

Interest Rate

46.2% APR

Fee Waiver

No fee waiver

Metal Card1% Forex10X Incremental RewardsBMS BOGO
View full card details
HDFC Bank

HDFC Bank

HDFC Diners Club Privilege

Mid-Range
Intl Lounge
Dom. Lounge
Golf
Movies
Reward Math

Reward Structure · HDFC Reward Points · points

Base Spend4 HDFC Reward Points per ₹150

Transfer Partners (1)

Singapore Airlines (KrisFlyer)

Annual Fee

₹2,950 (inc. GST)

Forex Markup

2%

Interest Rate

42% APR

Fee Waiver

Spend ₹3,00,000 per annum for renewal fee waiver

Golf Access2% ForexSmartBuy MultipliersSwiggy One
View full card details
SBI Card

SBI Card

SBI BPCL Octane

Mid-Range
Dom. Lounge
Reward Math

Reward Structure · SBI Reward Points · points

Base Spend1 SBI Reward Points per ₹100
BPCL Fuel25 SBI Reward Points per ₹100

Annual Fee

₹1,769 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹2,00,000 per annum for renewal fee waiver

7.25% Total Fuel Value₹1,499 Fee10X on GroceriesDomestic Lounge
View full card details
AU Small Finance Bank

AU Small Finance Bank

AU Vetta Credit Card

Mid-Range
Intl Lounge
Dom. Lounge
Concierge
Reward Math

Reward Structure · Reward Points · points

Base Spend2 Reward Points per ₹100
Groceries4 Reward Points per ₹100

Annual Fee

₹3,539 (inc. GST)

Forex Markup

2.99%

Interest Rate

42% APR

Fee Waiver

Spend ₹1,50,000 per annum for renewal fee waiver

Milestone VouchersPriority Pass₹1.5L Fee Waiver4X on Groceries
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SBI Card

SBI Card

SBI Card Pulse

Mid-Range
Intl Lounge
Dom. Lounge
Reward Math

Reward Structure · SBI Reward Points · points

Base Spend2 SBI Reward Points per ₹100
Pharmacy/Dining10 SBI Reward Points per ₹100

Annual Fee

₹1,769 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹2,00,000 per annum for renewal fee waiver

FITPASS PRONetmeds FirstFree Smartwatch10X on Pharmacy
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IndusInd Bank

IndusInd Bank

EazyDiner IndusInd Bank

Mid-Range
Dom. Lounge
Concierge
Movies
Reward Math

Reward Structure · Reward Points · points

Base Spend2 Reward Points per ₹100
Dining & Ent.10 Reward Points per ₹100

Annual Fee

₹2,359 (inc. GST)

Forex Markup

3.5%

Interest Rate

46% APR

Fee Waiver

No fee waiver

Extra 25% Off DiningEazyDiner PrimeBMS BOGO10X on Dining
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IDFC FIRST Bank

IDFC FIRST Bank

Club Vistara IDFC FIRST

Mid-Range
Dom. Lounge
Golf
Reward Math

Reward Structure · CV Points · points

Spends < 1L6 CV Points per ₹200

Transfer Partners (1)

Club Vistara

Annual Fee

₹3,539 (inc. GST)

Forex Markup

2.99%

Interest Rate

46.2% APR

Fee Waiver

No fee waiver

Up to 6 PE TicketsCV Silver TierCFR InsuranceGolf Access
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Kotak Mahindra Bank

Kotak Mahindra Bank

Kotak Zen Signature

Mid-Range
Intl Lounge
Dom. Lounge
Reward Math

Reward Structure · Zen Points · points

Base Spend2 Zen Points per ₹150
Lifestyle5 Zen Points per ₹150

Annual Fee

₹1,770 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹1,50,000 per annum for renewal fee waiver

3 Intl Lounge/Yr15K Milestone Points₹1,500 Fee₹1.5L Waiver
View full card details
411146
Axis Bank

Axis Bank

Axis Bank Privilege

Mid-Range
Dom. Lounge
Reward Math

Reward Structure · EDGE Reward Points · points

All Spends10 EDGE Reward Points per ₹200

Transfer Partners (17)

Singapore Airlines (KrisFlyer)Air India (Flying Returns)Air Canada (Aeroplan)Air France-KLM (Flying Blue)AirAsia RewardsEthiopian Airlines (ShebaMiles)Etihad Airways (Etihad Guest)Japan Airlines (JAL Mileage Bank)Qantas Airways (Qantas Frequent Flyer)SpiceJet (SpiceClub)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles&Smiles)United Airlines (MileagePlus)IHG One RewardsITC Hotels (Club ITC)The Postcard Sunshine ClubWyndham Rewards

Annual Fee

₹1,770 (inc. GST)

Forex Markup

3.5%

Interest Rate

55.55% APR

Fee Waiver

Spend ₹2,50,000 per annum for renewal fee waiver

12,500 Welcome Points₹2.5L WaiverDomestic Lounge₹1,500 Fee
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HDFC Bank

HDFC Bank

HDFC PIXEL Play

Entry
Movies
Reward Math

Reward Structure · PIXEL CashPoints · cashback

Base Spend1 PIXEL CashPoints per ₹100
E-commerce Pick3 PIXEL CashPoints per ₹100
5% Packs5 PIXEL CashPoints per ₹100

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

43.2% APR

Fee Waiver

Spend ₹1,00,000 per annum for renewal fee waiver. Joining fee waived on ₹20,000 spend in 90 days.

Digital FirstCustomizable Cashback5% on Choice BrandsPayZapp Integration
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HDFC Bank

HDFC Bank

HDFC Shoppers Stop Black

Mid-Range
Dom. Lounge
Reward Math

Reward Structure · First Citizen Points · points

Base Spend2 First Citizen Points per ₹150
SS Private Labels20 First Citizen Points per ₹150

Annual Fee

₹1,770 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

No fee waiver

FC Black Tier20 Pts on SS Labels16 Domestic Lounges₹1,500 Fee
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402986
Federal Bank

Federal Bank

Federal Bank Scapia

Entry
Dom. Lounge
Concierge
Reward Math

Reward Structure · Scapia Coins · points

Base Spend (Visa)10 Scapia Coins per ₹100
Scapia App Travel20 Scapia Coins per ₹100
UPI Spend (RuPay)5 Scapia Coins per ₹100

Annual Fee

Lifetime Free

Forex Markup

Zero

Interest Rate

45% APR

0% Forex MarkupLifetime FreeUnlimited Lounge (on 20K spend)4% Travel Rewards
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Bank of Baroda

Bank of Baroda

Bank of Baroda Eterna

Premium
Dom. Lounge
Movies
Reward Math

Reward Structure · BOB Reward Points · points

Base Spend3 BOB Reward Points per ₹100
Travel/Dining/Online15 BOB Reward Points per ₹100

Annual Fee

₹2,949 (inc. GST)

Forex Markup

2%

Interest Rate

39% APR

Fee Waiver

Spend ₹25,000 in first 60 days for joining fee waiver. Spend ₹2,50,000 per annum for renewal fee waiver.

3.75% Return on Online/TravelUnlimited Domestic LoungeCashback RedemptionFitPass Pro
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SBI Card

SBI Card

Air India SBI Signature

Premium
Intl Lounge
Dom. Lounge
Reward Math

Reward Structure · Reward Points · points

Base Spend4 Reward Points per ₹100
Air India (Self)30 Reward Points per ₹100

Transfer Partners (1)

Air India Maharaja Club

Annual Fee

₹5,899 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

No spend-based fee waiver

100K Milestone Bonus Pts30 Pts/₹100 on AI1:1 Miles TransferLounge Access
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431757
SBI Card

SBI Card

IRCTC SBI Card Premier

Mid-Range
Dom. Lounge
Reward Math

Reward Structure · IRCTC Reward Points · points

Base Spend1 IRCTC Reward Points per ₹125
Dining/Utility3 IRCTC Reward Points per ₹125

Transfer Partners (1)

IRCTC Ticket Booking

Annual Fee

₹1,769 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹2,00,000 per annum for renewal fee waiver

10% Value Back on TrainsRailway LoungesTravel Milestone Bonus1% IRCTC Fee Waiver
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SBI Card

SBI Card

Air India SBI Platinum

Mid-Range
Dom. Lounge
Reward Math

Reward Structure · Reward Points · points

Base Spend2 Reward Points per ₹100
Air India (Self)15 Reward Points per ₹100

Transfer Partners (1)

Air India Maharaja Club

Annual Fee

₹1,769 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

No spend-based fee waiver

15 Pts/₹100 on AI1:1 Miles Transfer₹1,499 FeeLounge Access
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Bank of Baroda

Bank of Baroda

Bank of Baroda Premier

Mid-Range
Dom. Lounge
Reward Math

Reward Structure · BOB Reward Points · points

Base Spend2 BOB Reward Points per ₹100
Travel/Dining/Intl10 BOB Reward Points per ₹100

Annual Fee

₹1,180 (inc. GST)

Forex Markup

3.5%

Interest Rate

41.88% APR

Fee Waiver

Spend ₹10,000 in first 60 days for joining fee waiver. Spend ₹1,20,000 per annum for renewal fee waiver.

5X on Dining/TravelLow Fee Waiver TargetOften LTFCashback Redemption
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Standard Chartered

Standard Chartered

Standard Chartered EaseMyTrip

Mid-Range
Intl Lounge
Dom. Lounge
Reward Math

Reward Structure · Instant Discount · cashback

Base Spend2 Instant Discount per ₹100

Annual Fee

₹413 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹50,000 per annum for renewal fee waiver

20% Off Flights10% Off HotelsIntl Lounge AccessLow ₹350 Fee
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ICICI Bank

ICICI Bank

ICICI Bank HPCL Super Saver

Mid-Range
Dom. Lounge
Movies
Reward Math

Reward Structure · ICICI Rewards · points

Base Spend2 ICICI Rewards per ₹100
HPCL Fuel16 ICICI Rewards per ₹100

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

45% APR

Fee Waiver

Spend ₹1,50,000 per annum for renewal fee waiver

5% Fuel Value5% on UtilitiesBMS DiscountLounge Access
View full card details
471227
Multiple Partners (e.g., BoB, Federal, SBM)

Multiple Partners (e.g., BoB, Federal, SBM)

OneCard Metal

Entry
Reward Math

Reward Structure · OneCard Points · points

Base Spend1 OneCard Points per ₹50
Top 2 Categories5 OneCard Points per ₹50

Annual Fee

Lifetime Free

Forex Markup

1%

Interest Rate

41.88% APR

Lifetime FreeMetal Card1% ForexApp Centric
View full card details
AU Small Finance Bank

AU Small Finance Bank

AU LIT Credit Card

Entry
Dom. Lounge
Reward Math

Reward Structure · AU Reward Points · points

Base Spend1 AU Reward Points per ₹100

Annual Fee

Lifetime Free

Forex Markup

3.5%

Interest Rate

45% APR

Lifetime Free BasePay Per Feature5% CB OptionsLounge on Demand
View full card details
IDFC FIRST Bank

IDFC FIRST Bank

IDFC FIRST Millennia

Entry
Movies
Reward Math

Reward Structure · IDFC Points · points

Offline Spend3 IDFC Points per ₹100
Online Spend6 IDFC Points per ₹100
Spends > 20K10 IDFC Points per ₹100

Annual Fee

Lifetime Free

Forex Markup

3.5%

Interest Rate

36% APR

Lifetime Free10X Incremental RewardsDynamic APRPoints Never Expire
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IDFC FIRST Bank

IDFC FIRST Bank

IDFC FIRST WOW

Entry
Reward Math

Reward Structure · IDFC Points · points

All Spends4 IDFC Points per ₹100

Annual Fee

Lifetime Free

Forex Markup

Zero

Interest Rate

9% APR

0% ForexLifetime FreeSecured against FDNo Credit History Required
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ICICI Bank

ICICI Bank

ICICI Bank Platinum Chip

Entry
Reward Math

Reward Structure · PAYBACK Points · points

Base Spend2 PAYBACK Points per ₹100

Annual Fee

Lifetime Free

Forex Markup

3.5%

Interest Rate

40.8% APR

Lifetime FreeBasic RewardsFirst-time UsersEmbedded Chip Security
View full card details
432101
SBI Card

SBI Card

IRCTC SBI Platinum

Entry
Dom. Lounge
Reward Math

Reward Structure · IRCTC Reward Points · points

Base Spend1 IRCTC Reward Points per ₹125

Transfer Partners (1)

IRCTC Ticket Booking

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

No spend-based waiver

10% Value Back on TrainsRailway Lounges₹500 Fee1% IRCTC Fee Waiver
View full card details
RBL Bank

RBL Bank

Bajaj Finserv RBL Bank Platinum Plus SuperCard

Entry
Dom. Lounge
Movies
Reward Math

Reward Structure · Reward Points · points

Base Spend2 Reward Points per ₹100

Annual Fee

₹1,179 (inc. GST)

Forex Markup

3.5%

Interest Rate

47.88% APR

Fee Waiver

Spend ₹1,00,000 per annum for renewal fee waiver

Bajaj EMI NetworkBMS BOGO10K Milestone Points₹999 Fee
View full card details
Kotak Mahindra Bank

Kotak Mahindra Bank

Kotak 811 #DreamDifferent

Entry
Reward Math

Reward Structure · Reward Points · points

Offline Spend1 Reward Points per ₹100
Online Spend2 Reward Points per ₹100

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

36% APR

Fee Waiver

Lifetime free if taken against a Fixed Deposit

Secured CardNo Credit Score Required75K Milestone CBLTF Option
View full card details
Kotak Mahindra Bank

Kotak Mahindra Bank

Kotak League Platinum

Entry
Reward Math

Reward Structure · Reward Points · points

Travel/Lifestyle8 Reward Points per ₹150

Annual Fee

₹590 (inc. GST)

Forex Markup

3.5%

Interest Rate

42% APR

Fee Waiver

Spend ₹50,000 per annum for renewal fee waiver

4 PVR Tickets at ₹1.25L₹50k Waiver Target₹500 Fee8X on Travel
View full card details
IDFC FIRST Bank

IDFC FIRST Bank

IDFC FIRST Classic

Entry
Movies
Reward Math

Reward Structure · IDFC Points · points

Offline Spend3 IDFC Points per ₹100
Online Spend6 IDFC Points per ₹100
Spends > 20K10 IDFC Points per ₹100

Annual Fee

Lifetime Free

Forex Markup

3.5%

Interest Rate

36% APR

Lifetime Free10X Incremental RewardsDynamic APRPoints Never Expire
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HSBC

HSBC

HSBC Privé

UHNI
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Golf
Reward Math

Reward Structure · Privé Rewards · points

Base Spend1 Privé Rewards per ₹30
HSBC Hopper Flights6 Privé Rewards per ₹30
HSBC Hopper Hotels12 Privé Rewards per ₹30

Transfer Partners (20)

Singapore Airlines (KrisFlyer)Air India (Maharaja Club)British Airways (Avios)Air France-KLM (Flying Blue)Etihad GuestEVA AirJapan Airlines (JAL)Qantas Frequent FlyerQatar Airways (Privilege Club)Thai Airways (Royal Orchid Plus)Vietnam Airlines (Lotusmiles)AirAsia RewardsTurkish Airlines (Miles&Smiles)United Airlines (MileagePlus)Hainan AirlinesAccor Live LimitlessMarriott BonvoyIHG One RewardsWyndham RewardsShangri-La Circle

Annual Fee

Lifetime Free

Forex Markup

Zero

Interest Rate

35.88% APR

0% ForexCompanion First ClassPrivate Club AccessMichelin Invites
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IDFC FIRST Bank

IDFC FIRST Bank

IDFC FIRST Private

UHNI
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Golf
Movies
Reward Math

Reward Structure · Reward Points · points

Base Spend10 Reward Points per ₹100

Annual Fee

₹59,000 (inc. GST)

Forex Markup

Zero

Interest Rate

9% APR

Fee Waiver

By invitation only for wealth clients. Fee generates equivalent reward points.

0% ForexUnlimited Golf9% APRThree Hotel Memberships
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IndusInd Bank

IndusInd Bank

IndusInd Bank Crest

Super Premium
Intl Lounge
Dom. Lounge
Meet & Greet
Concierge
Hotel Status
Golf
Movies
Reward Math

Reward Structure · Reward Points · points

Domestic1 Reward Points per ₹100
International2.5 Reward Points per ₹100

Transfer Partners (1)

Airline Partners

Annual Fee

₹11,800 (inc. GST)

Forex Markup

3.5%

Interest Rate

36% APR

Fee Waiver

Spend ₹20,00,000 per annum for annual fee reversal

₹1 Lakh JFUnlimited LoungesITC Discounts3 Golf Rounds/Mo
View full card details
IndusInd Bank

IndusInd Bank

IndusInd Bank Celesta

Super Premium
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Golf
Movies
Reward Math

Reward Structure · Reward Points · points

Domestic1 Reward Points per ₹100
International3 Reward Points per ₹100

Transfer Partners (1)

Singapore Airlines (KrisFlyer)

Annual Fee

₹5,900 (inc. GST)

Forex Markup

3.5%

Interest Rate

36% APR

Fee Waiver

Spend ₹10,00,000 per annum to waive the annual fee

₹50k VouchersTablet Plus3 Golf Rounds/Mo3 BMS Tickets/Mo
View full card details
HDFC Bank

HDFC Bank

HDFC Diners Club Black Metal Edition

Super Premium
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Golf
Reward Math

Reward Structure · HDFC Reward Points · points

Base Spend5 HDFC Reward Points per ₹150
Weekend Dining (2X)10 HDFC Reward Points per ₹150
SmartBuy Flights (5X)25 HDFC Reward Points per ₹150
SmartBuy Hotels (10X)50 HDFC Reward Points per ₹150

Transfer Partners (22)

AirAsia RewardsAir France-KLM (Flying Blue)Finnair PlusSingapore Airlines (KrisFlyer)SpiceJet (SpiceClub)Vietnam Airlines (LotusSmiles)IHG One RewardsRadisson RewardsWyndham RewardsAir Canada (Aeroplan)Air India (Maharaja Club)Avianca (LifeMiles)British Airways (Executive Club)Cathay Pacific (Asia Miles)Etihad Airways (Etihad Guest)Qatar Airways (Privilege Club)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles & Smiles)United Airlines (MileagePlus)ALL - Accor Live LimitlessClub ITCMarriott Bonvoy

Annual Fee

₹11,800 (inc. GST)

Forex Markup

2%

Interest Rate

23.88% APR

Fee Waiver

Spend ₹8,00,000 per annum for renewal fee waiver

10K Quarterly Bonus PtsUnlimited LoungesSmartBuy 10XMetal Form Factor
View full card details
493474
Standard Chartered

Standard Chartered

Standard Chartered Priority Visa Infinite

Super Premium
Intl Lounge
Dom. Lounge
Concierge
Reward Math

Reward Structure · Reward Points · points

Base Spend2 Reward Points per ₹100
Overseas/Fashion5 Reward Points per ₹100

Annual Fee

Lifetime Free

Forex Markup

3.5%

Interest Rate

45% APR

Priority Banking Exclusive5X on OverseasUSD 25k Medical CoverLifetime Free for PB
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RBL Bank

RBL Bank

RBL Insignia Preferred Banking World

Super Premium
Intl Lounge
Dom. Lounge
Concierge
Hotel Status
Golf
Movies
Reward Math

Reward Structure · Reward Points · points

Domestic5 Reward Points per ₹100
International10 Reward Points per ₹100

Annual Fee

Lifetime Free

Forex Markup

3.5%

Interest Rate

47.88% APR

Accor Plus on Milestone₹500 BMS/Mo10 RP/₹100 IntlGolf Access
View full card details
Axis Bank

Axis Bank

Axis Burgundy Debit Card

Premium
Intl Lounge
Dom. Lounge
Concierge
Golf
Movies
Reward Math

Reward Structure · EDGE Reward Points · points

Domestic Spends2 EDGE Reward Points per ₹200
International Spends6 EDGE Reward Points per ₹200

Transfer Partners (16)

Singapore Airlines (KrisFlyer)Air India (Flying Returns)Air Canada (Aeroplan)Air France-KLM (Flying Blue)AirAsia RewardsEthiopian Airlines (ShebaMiles)Etihad Airways (Etihad Guest)Japan Airlines (JAL Mileage Bank)Qantas Airways (Qantas Frequent Flyer)SpiceJet (SpiceClub)Thai Airways (Royal Orchid Plus)Turkish Airlines (Miles&Smiles)United Airlines (MileagePlus)IHG One RewardsITC Hotels (Club ITC)Wyndham Rewards

Annual Fee

Lifetime Free

Forex Markup

3.5%

Interest Rate

0% APR

Free for Burgundy16 Transfer PartnersGolf 4x/Year3 Lounges/Qtr
View full card details