UHNIMastercardCredit Card
HSBC

HSBC Privé

HSBC

Annual Fee

Free

Reward Rate

3.33% - 84%

Forex Markup

Nil

Interest Rate

35.88%

Transfer Partners

20

0% ForexCompanion First ClassPrivate Club AccessMichelin Invites

Lounge Access

Domestic

Unlimited

International

Unlimited via premium global networks

Guest Policy

Complimentary guest access included

LoungeKeyMastercard Lounge

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

1 Reward Point per ₹30 spent

Accelerated

6X on flights & 12X on hotels via HSBC Hopper Portal (capped at 18,000 bonus points/month)

Details

Better base earn rate than HSBC Premier (₹30 vs ₹100 per point). 0% forex markup. Same 1:1 transfer partners for airline miles. Accelerated points capped at 18,000/month, no cap on base points.

Other Benefits

Golf

Complimentary access to top-tier golf courses across the Asia Pacific region

Movies
Concierge

Dedicated UHNWI lifestyle managers, personal shoppers, and event curators

Hotel Status

Accelerated upgrades to the highest loyalty tiers in premium hospitality groups

Complimentary access to top-tier golf courses across the Asia Pacific region

Transfer Partners

Singapore Airlines (KrisFlyer)

Airline - 1:1 ratio

Air India (Maharaja Club)

Airline - 1:1 ratio

British Airways (Avios)

Airline - 1:1 ratio

Air France-KLM (Flying Blue)

Airline - 1:1 ratio

Etihad Guest

Airline - 1:1 ratio

EVA Air

Airline - 1:1 ratio

JAL Mileage Bank

Airline - 1:1 ratio

Qantas Frequent Flyer

Airline - 1:1 ratio

Qatar Airways (Privilege Club)

Airline - 1:1 ratio

Thai Airways (Royal Orchid Plus)

Airline - 1:1 ratio

Vietnam Airlines (Lotusmiles)

Airline - 1:1 ratio

AirAsia Rewards

Airline - 1:3 ratio

Turkish Airlines (Miles&Smiles)

Airline - 2:1 ratio

United Airlines (MileagePlus)

Airline - 2:1 ratio

Hainan Airlines

Airline - 2:1 ratio

Accor Live Limitless

Hotel - 1:1 ratio

Marriott Bonvoy

Hotel - 1:1 ratio

IHG One Rewards

Hotel - 1:1 ratio

Wyndham Rewards

Hotel - 1:1 ratio

Shangri-La Circle

Hotel - 5:1 ratio

Welcome Benefits

  • Complimentary companion First or Business Class airline tickets

Fee Structure

Annual Fee

Free

Joining Fee

Free

Fee Waiver

Invite only. Reserved for clients with investable assets exceeding USD 2 Million.