UHNI·Mastercard·Credit Card
HSBC

HSBC Privé

HSBC

Annual Fee

Free

Reward Rate

3.33% - 84%

Forex Markup

Nil

Interest Rate

35.88%

Transfer Partners

20

0% ForexCompanion First ClassPrivate Club AccessMichelin Invites

Lounge Access

Domestic

Unlimited

International

Unlimited via premium global networks

Guest Policy

Complimentary guest access included

LoungeKeyMastercard Lounge

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

1 Reward Point per ₹30 spent

Accelerated

6X on flights & 12X on hotels via HSBC Hopper Portal (capped at 18,000 bonus points/month)

Details

Better base earn rate than HSBC Premier (₹30 vs ₹100 per point). 0% forex markup. Same 1:1 transfer partners for airline miles. Accelerated points capped at 18,000/month, no cap on base points.

Other Benefits

Golf

Complimentary access to top-tier golf courses across the Asia Pacific region

Concierge

Dedicated UHNWI lifestyle managers, personal shoppers, and event curators

Hotel Status

Accelerated upgrades to the highest loyalty tiers in premium hospitality groups

Transfer Partners

AirlineSingapore Airlines (KrisFlyer)
1:1
AirlineAir India (Maharaja Club)
1:1
AirlineBritish Airways (Avios)
1:1
AirlineAir France-KLM (Flying Blue)
1:1
AirlineEtihad Guest
1:1
AirlineEVA Air
1:1
AirlineJapan Airlines (JAL)
1:1
AirlineQantas Frequent Flyer
1:1
AirlineQatar Airways (Privilege Club)
1:1
AirlineThai Airways (Royal Orchid Plus)
1:1
AirlineVietnam Airlines (Lotusmiles)
1:1
AirlineAirAsia Rewards
1:3
AirlineTurkish Airlines (Miles&Smiles)
2:1
AirlineUnited Airlines (MileagePlus)
2:1
AirlineHainan Airlines
2:1
HotelAccor Live Limitless
1:1
HotelMarriott Bonvoy
1:1
HotelIHG One Rewards
1:1
HotelWyndham Rewards
1:1
HotelShangri-La Circle
5:1

Welcome Benefits

  • Complimentary companion First or Business Class airline tickets

Fee Structure

Annual Fee

Free

Joining Fee

₹5,90,000

incl. 18% GST

Fee Waiver

Invite only. Reserved for clients with investable assets exceeding USD 2 Million.