Amex Platinum Charge
American Express
Annual Fee
₹77,880
incl. 18% GST
Reward Rate
1.25% - 25%
Forex Markup
4.13%
Interest Rate
N/A
Transfer Partners
16
Lounge Access
Domestic
Unlimited (primary + supplementary cardholders) via Amex affiliated lounges
International
Unlimited via Priority Pass + Amex Centurion Lounges + Delta Lounges (when flying Delta)
Guest Policy
Priority Pass for 1 supplementary cardholder. Guest access varies by lounge.
Airport Benefits
Rewards
Base Rate
1 MR Point per ₹40 spent
Accelerated
3X on International. 5X via Reward Multiplier. 10X/20X via Reward Xcelerator (Air India, Tata CLiQ Luxury, etc.)
Details
Reward Xcelerator pushes returns up to 25% at select luxury partners. Charge card with no preset spending limit.
Other Benefits
Golf
Unlimited games at 30+ domestic courses and 100+ international courses
Movies & Events
Concierge
24x7 Platinum Concierge. Fine Hotels & Resorts (FHR) benefits.
Hotel Status
Marriott Bonvoy Gold + Hilton Honors Gold + Taj Epicure + Radisson Rewards Premium
Transfer Partners
Milestone Benefits
Renewal Benefit: ₹35,000 Taj/PostCard/Luxe vouchers on ₹20L spend
Welcome Benefits
- ₹60,000 Taj/Luxe voucher (or 100K MR Points via targeted sign-ups)
- Marriott Bonvoy Gold Elite
- Hilton Honors Gold
- Taj Epicure membership
Fee Structure
Annual Fee
₹77,880
incl. 18% GST
Joining Fee
₹77,880
incl. 18% GST
Fee Waiver
No fee waiver