PremiumVisaCredit Card
HDFC Bank

HDFC Biz Black Metal Edition

HDFC Bank

Annual Fee

₹11,800

incl. 18% GST

Reward Rate

3.33% - 16.67%

Forex Markup

2.36%

Interest Rate

23.88%

Transfer Partners

2

Business Expenses5X on TaxesUnlimited Lounges23.88% APR

Lounge Access

Domestic

Unlimited domestic lounge access

International

Unlimited international lounge access via Priority Pass

Guest Policy

No complimentary guest access

Priority PassVisa Lounge

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

5 Reward Points per ₹150 spent

Accelerated

5X on bill payments, tax, vendor payments via SmartHub Vyapar

Details

HDFC's flagship business credit card. Allows huge 5X multipliers on business expenses like tax and vendor payments.

Other Benefits

Golf

6 complimentary golf rounds per quarter

Movies
Concierge

24x7 Global concierge

Hotel Status

Taj Epicure Membership

6 complimentary golf rounds per quarter

Transfer Partners

Singapore Airlines (KrisFlyer)

Airline - 1:1 ratio

Air France-KLM (Flying Blue)

Airline - 1:1 ratio

Welcome Benefits

  • Taj Epicure Membership on spending ₹1.5L in first 90 days

Fee Structure

Annual Fee

₹11,800

incl. 18% GST

Joining Fee

₹11,800

incl. 18% GST

Fee Waiver

Spend ₹8,00,000 per annum for renewal fee waiver