HSBC Premier Credit Card
HSBC
Annual Fee
₹23,600
incl. 18% GST
Reward Rate
3% - 75.6%
Forex Markup
1.17%
Interest Rate
35.88%
Transfer Partners
20
Lounge Access
Domestic
Unlimited via LoungeKey for primary and add-on cardholders
International
Unlimited via LoungeKey for cardholders + 8 guest visits per year
Guest Policy
8 international guest visits per year via LoungeKey
Airport Benefits
Rewards
Base Rate
3 Reward Points per ₹100 spent
Accelerated
Up to 12X Reward Points on hotels, flights and car rentals via Travel with Points
Details
Points worth ₹1 each at Apple Store (1:1). 1:1 conversion to air miles. Points never expire. 0.99% forex markup - best in class. 35.88% APR. 60% cash withdrawal limit.
Other Benefits
Buy 1 Get 1 on BookMyShow, any day of the week
Buy 1 Get 1 on BookMyShow, any day of the week
Transfer Partners
Singapore Airlines (KrisFlyer)
Airline - 1:1 ratio
Air India (Maharaja Club)
Airline - 1:1 ratio
British Airways (Avios)
Airline - 1:1 ratio
Air France-KLM (Flying Blue)
Airline - 1:1 ratio
Etihad Guest
Airline - 1:1 ratio
EVA Air
Airline - 1:1 ratio
JAL Mileage Bank
Airline - 1:1 ratio
Qantas Frequent Flyer
Airline - 1:1 ratio
Qatar Airways (Privilege Club)
Airline - 1:1 ratio
Thai Airways (Royal Orchid Plus)
Airline - 1:1 ratio
Vietnam Airlines (Lotusmiles)
Airline - 1:1 ratio
AirAsia Rewards
Airline - 1:3 ratio
Turkish Airlines (Miles&Smiles)
Airline - 2:1 ratio
United Airlines (MileagePlus)
Airline - 2:1 ratio
Hainan Airlines
Airline - 2:1 ratio
Accor Live Limitless
Hotel - 1:1 ratio
Marriott Bonvoy
Hotel - 1:1 ratio
IHG One Rewards
Hotel - 1:1 ratio
Wyndham Rewards
Hotel - 1:1 ratio
Shangri-La Circle
Hotel - 5:1 ratio
Milestone Benefits
Benefits worth up to ₹2.5 lakhs per year (per HSBC)
On annual spend of ₹0
Welcome Benefits
- 20,000 Reward Points on first use
- Complimentary Mastercard World privileges
Fee Structure
Annual Fee
₹23,600
incl. 18% GST
Joining Fee
₹14,160
incl. 18% GST
Fee Waiver
Waived if HSBC Premier eligibility met (TRB ₹40L / salary ₹3L/month). JF: ₹12,000, AF: ₹20,000