HDFC Diners Club Black Metal Edition
HDFC Bank
Annual Fee
₹11,800
incl. 18% GST
Reward Rate
3.33% - 33.33%
Forex Markup
2.36%
Interest Rate
23.88%
Transfer Partners
3
Lounge Access
Domestic
Unlimited for primary and add-on cardholders
International
Unlimited for primary and add-on cardholders
Guest Policy
No complimentary guest access
Airport Benefits
Rewards
Base Rate
5 Reward Points per ₹150 spent
Accelerated
Up to 10X Reward Points on SmartBuy. 2X on Weekend Dining.
Details
Upgraded metal variant of the legendary DCB. Higher SmartBuy capping of 10,000 points/month. 1 RP = ₹1 on flights/hotels. Super low 23.88% APR.
Other Benefits
6 free golf games every quarter across global courses
24/7 Global Personal Concierge
Club Marriott membership
6 free golf games every quarter across global courses
Transfer Partners
Singapore Airlines (KrisFlyer)
Airline - 1:1 ratio
Accor Live Limitless
Hotel - 2:1 ratio
British Airways (Avios)
Airline - 1:1 ratio
Milestone Benefits
10,000 Bonus Reward Points every quarter
On annual spend of ₹4,00,000
Welcome Benefits
- Annual memberships of Club Marriott, Amazon Prime, and Swiggy One on spending ₹1.5L in 90 days
Fee Structure
Annual Fee
₹11,800
incl. 18% GST
Joining Fee
₹11,800
incl. 18% GST
Fee Waiver
Spend ₹8,00,000 per annum for renewal fee waiver