EntryVisaCredit Card
AU LIT Credit Card
AU Small Finance Bank
Annual Fee
Free
Reward Rate
0.25% - 5%
Forex Markup
4.13%
Interest Rate
45%
Lifetime Free BasePay Per Feature5% CB OptionsLounge on Demand
Lounge Access
Domestic
1 or 2 visits per 90 days (if subscribed via app for ₹199 or ₹299)
International
None
Guest Policy
No guest access
Visa Lounge
Airport Benefits
Meet & Greet
Airport Transfers
Rewards
Base Rate
1 Reward Point per ₹100 spent
Accelerated
Up to 10X points or 5% cashback based on active subscription
Details
India's first customizable card. You pay only for features you want (e.g., ₹299 for 5% cashback on groceries for 90 days). 1 RP = ₹0.25.
Other Benefits
Golf
Movies
Concierge
Hotel Status
Milestone Benefits
₹10k
5% additional cashback (up to ₹500/month) if ₹299 milestone pack is active
On annual spend of ₹10,000
Welcome Benefits
- Customizable credit card via AU 0101 App
Fee Structure
Annual Fee
Free
Joining Fee
Free
Fee Waiver
Base card is Lifetime Free. Premium features are unlocked via paid 90-day subscriptions.