EntryVisaCredit Card
IDFC FIRST Bank

IDFC FIRST WOW

IDFC FIRST Bank

Annual Fee

Free

Reward Rate

1%

Forex Markup

Nil

Interest Rate

9%

0% ForexLifetime FreeSecured against FDNo Credit History Required

Lounge Access

Domestic

None

International

None

Guest Policy

No lounge access

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

4X points on every spend

Accelerated

None

Details

A premium secured card issued against an FD. Highlights: 0% forex markup and lifetime free status. Perfect for students and forex spends.

Other Benefits

Golf
Movies
Concierge
Hotel Status

Welcome Benefits

  • No welcome bonus

Fee Structure

Annual Fee

Free

Joining Fee

Free

Fee Waiver

Lifetime Free (Secured Card)