IDFC FIRST Wealth
IDFC FIRST Bank
Annual Fee
Free
Reward Rate
0.75% - 2.5%
Forex Markup
1.77%
Interest Rate
36%
Lounge Access
Domestic
4 complimentary airport lounge and spa visits per quarter (subject to ₹20,000 spend in prev month)
International
4 complimentary visits per quarter via Priority Pass
Guest Policy
No complimentary guest access
Airport Benefits
Rewards
Base Rate
3X points on offline, 6X on online spends
Accelerated
10X points on spends above ₹30,000 per month
Details
1X = 1 point per ₹100. 1 Point = ₹0.25. Points never expire. 1.5% low forex markup. Cash advance fee is just ₹250 flat.
Other Benefits
2 complimentary golf rounds per month (subject to ₹20,000 spend in prev month)
Buy 1 Get 1 on Paytm Movies up to ₹250 twice a month
Access to global concierge for dining, travel, and lifestyle bookings
2 complimentary golf rounds per month (subject to ₹20,000 spend in prev month)
Buy 1 Get 1 on Paytm Movies up to ₹250 twice a month
Welcome Benefits
- ₹500 gift voucher on spending ₹15,000 in first 90 days
Fee Structure
Annual Fee
Free
Joining Fee
Free
Fee Waiver
Lifetime Free