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SBI Card

IRCTC SBI Platinum

SBI Card

Annual Fee

₹590

incl. 18% GST

Reward Rate

0.8% - 10%

Forex Markup

4.13%

Interest Rate

42%

Transfer Partners

1

10% Value Back on TrainsRailway Lounges₹500 Fee1% IRCTC Fee Waiver

Lounge Access

Domestic

4 railway lounge visits per year (max 1 per quarter)

International

None

Guest Policy

No guest access

Railway Lounge

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

1 Reward Point per ₹125 spent

Accelerated

Up to 10% value back on AC1, AC2, AC3, CC bookings on IRCTC

Details

Base variant of the IRCTC card. 1 RP = ₹1 for booking railway tickets. Saves 1% transaction charge.

Other Benefits

Golf
Movies
Concierge
Hotel Status

Transfer Partners

IRCTC Ticket Booking

Airline - 1:1 ratio

Welcome Benefits

  • 350 bonus Reward Points (worth ₹350) on single spend of ₹500+ in first 45 days

Fee Structure

Annual Fee

₹590

incl. 18% GST

Joining Fee

₹590

incl. 18% GST

Fee Waiver

No spend-based waiver