Entry·Amex·Credit Card
American Express SmartEarn
American Express
Annual Fee
₹584
incl. 18% GST
Reward Rate
0.5% - 5%
Forex Markup
4.13%
Interest Rate
42%
Transfer Partners
16
10X on Flipkart/Uber2X on RM Portal₹40K Fee WaiverLow ₹495 Fee
Lounge Access
Domestic
None
International
None
Guest Policy
No lounge access
Airport Benefits
Meet & Greet
Airport Transfers
Rewards
Base Rate
1 MR Point per ₹50 spent
Accelerated
10X on Flipkart, Uber. 5X on Amazon, Swiggy, BookMyShow. 2X via Reward Multiplier.
Details
Best value on Flipkart and Uber (10X). 5X on everyday spends like Amazon, Swiggy, and BookMyShow. 2X via Reward Multiplier portal.
Other Benefits
Transfer Partners
AirlineEtihad Guest
2:1AirlineBritish Airways Executive Club
2:1AirlineVirgin Atlantic Flying Club
2:1AirlineSingapore Airlines KrisFlyer
2:1AirlineAsia Miles
2:1AirlineQatar Airways Privilege Club
2:1HotelMarriott Bonvoy
1:1HotelHilton Honors
1:0.9AirlineAsia Miles
2:1AirlineAvios (British Airways/Qatar)
2:1AirlineClub Vistara
3:1AirlineEmirates Skywards
2:1AirlineEtihad Guest
2:1AirlineAir France-KLM Flying Blue
2:1AirlineSingapore Airlines KrisFlyer
2:1AirlineQantas Frequent Flyer
2:1Milestone Benefits
₹40k
Annual Fee Waiver
₹1L
₹500 Voucher (Amazon/Flipkart)
₹2L
₹500 Voucher
₹2L
₹500 Voucher
Welcome Benefits
- ₹500 cashback on spending ₹10,000 in first 90 days
Fee Structure
Annual Fee
₹584
incl. 18% GST
Joining Fee
₹584
incl. 18% GST
Fee Waiver
Spend ₹40,000 per annum for renewal fee waiver