EntryVisaCredit Card
HDFC Bank

HDFC Millennia

HDFC Bank

Annual Fee

₹1,180

incl. 18% GST

Reward Rate

1% - 5%

Forex Markup

4.13%

Interest Rate

42%

5% CB on Top Brands1% General CB₹1,000 Milestone Voucher₹1L Waiver

Lounge Access

Domestic

1 complimentary visit per quarter (subject to ₹1L spend in prev calendar year)

International

None

Guest Policy

No guest access

Visa Lounge

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

1% CashPoints on offline spends & wallet reloads

Accelerated

5% CashPoints on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato

Details

One of the best mid-entry cashback cards. 1 CashPoint = ₹1. Caps: ₹1000 max CB per month on 5% category, ₹1000 max on 1% category.

Other Benefits

Golf
Movies
Concierge
Hotel Status

Milestone Benefits

1L

₹1,000 worth gift vouchers

On annual spend of ₹1,00,000

Welcome Benefits

  • 1,000 CashPoints on payment of joining fee

Fee Structure

Annual Fee

₹1,180

incl. 18% GST

Joining Fee

₹1,180

incl. 18% GST

Fee Waiver

Spend ₹1,00,000 per annum for renewal fee waiver