EntryVisaCredit Card
SBI Card

SBI Cashback Credit Card

SBI Card

Annual Fee

₹1,179

incl. 18% GST

Reward Rate

1% - 5%

Forex Markup

4.13%

Interest Rate

42%

5% Online CB1% Offline CB₹999 Fee₹2L Waiver

Lounge Access

Domestic

None

International

None

Guest Policy

No lounge access

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

1% cashback on offline spends

Accelerated

5% cashback on all online spends (max ₹5,000/month)

Details

Pure cashback card – no points, no partner transfers. Cashback auto-credited to card account within 2 days of next statement. Exclusions: utility, insurance, fuel, rent, wallet, school fees, jewellery, railways, EMI. Fuel surcharge waiver: 1% on ₹500–₹3,000 txns (max ₹100/month).

Other Benefits

Golf
Movies
Concierge
Hotel Status

Milestone Benefits

2L

Annual fee waiver on ₹2L spend

On annual spend of ₹2,00,000

Welcome Benefits

  • No welcome benefits

Fee Structure

Annual Fee

₹1,179

incl. 18% GST

Joining Fee

₹1,179

incl. 18% GST

Fee Waiver

Spend ₹2,00,000 per annum for renewal fee waiver