EntryVisaCredit Card
IDFC FIRST Classic
IDFC FIRST Bank
Annual Fee
Free
Reward Rate
0.75% - 2.5%
Forex Markup
4.13%
Interest Rate
36%
Lifetime Free10X Incremental RewardsDynamic APRPoints Never Expire
Lounge Access
Domestic
None
International
None
Guest Policy
No lounge access
Airport Benefits
Meet & Greet
Airport Transfers
Rewards
Base Rate
3X points on offline, 6X points on online spends
Accelerated
10X points on spends above ₹20,000 per month and on birthday
Details
Virtually identical to the Millennia card but targeted toward a slightly different internal demographic profile. Points never expire. 1 Point = ₹0.25.
Other Benefits
Golf
Movies
25% off on Paytm Movies up to ₹100 once a month
Concierge
Hotel Status
25% off on Paytm Movies up to ₹100 once a month
Welcome Benefits
- ₹500 gift voucher on spending ₹15,000 in first 90 days
Fee Structure
Annual Fee
Free
Joining Fee
Free
Fee Waiver
Lifetime Free