Super Premium·Visa·Credit Card
Kotak White Reserve
Kotak Mahindra Bank
Annual Fee
₹14,750
incl. 18% GST
Reward Rate
1% - 2%
Forex Markup
2.36%
Interest Rate
42%
Transfer Partners
1
Milestone VouchersUnlimited Lounges2% ForexLuxury Brands
Lounge Access
Domestic
Unlimited domestic lounge access
International
Unlimited international lounge access via Priority Pass
Guest Policy
No complimentary guest access
Priority PassVisa Lounge
Airport Benefits
Meet & Greet
Airport Transfers
Rewards
Base Rate
No traditional reward points
Accelerated
Direct 'White Pass' value based on milestone spends
Details
Card uniquely uses a milestone-only reward system (White Pass) redeemable directly for luxury brand vouchers.
Other Benefits
Golf
Complimentary golf rounds worldwide
Concierge
White Reserve 24x7 luxury concierge
Transfer Partners
AirlineAir India Maharaja Club
1:1Milestone Benefits
₹10L
White Pass value ₹10,000
₹25L
White Pass value ₹30,000
Welcome Benefits
- Club White Membership and luxury rewards
Fee Structure
Annual Fee
₹14,750
incl. 18% GST
Joining Fee
₹14,750
incl. 18% GST
Fee Waiver
No fee waiver