Kotak White Reserve
Kotak Mahindra Bank
Annual Fee
₹14,750
incl. 18% GST
Reward Rate
1% - 2%
Forex Markup
2.36%
Interest Rate
42%
Transfer Partners
1
Lounge Access
Domestic
Unlimited domestic lounge access
International
Unlimited international lounge access via Priority Pass
Guest Policy
No complimentary guest access
Airport Benefits
Rewards
Base Rate
No traditional reward points
Accelerated
Direct 'White Pass' value based on milestone spends
Details
Card uniquely uses a milestone-only reward system (White Pass) redeemable directly for luxury brand vouchers.
Other Benefits
Complimentary golf rounds worldwide
White Reserve 24x7 luxury concierge
Complimentary golf rounds worldwide
Transfer Partners
Air India Flying Returns
Airline - 1:1 ratio
Milestone Benefits
White Pass value ₹10,000
On annual spend of ₹10,00,000
White Pass value ₹30,000
On annual spend of ₹25,00,000
Welcome Benefits
- Club White Membership and luxury rewards
Fee Structure
Annual Fee
₹14,750
incl. 18% GST
Joining Fee
₹14,750
incl. 18% GST
Fee Waiver
No fee waiver