Mid-RangeVisaCredit Card
IDFC FIRST Select
IDFC FIRST Bank
Annual Fee
Free
Reward Rate
0.75% - 2.5%
Forex Markup
2.35%
Interest Rate
36%
Lifetime Free1.99% Forex10X Incremental RewardsBMS BOGO
Lounge Access
Domestic
2 complimentary visits per quarter (subject to ₹20k spend in prev month)
International
None
Guest Policy
No complimentary guest access
Dreamfolks
Airport Benefits
Meet & Greet
Airport Transfers
Rewards
Base Rate
3X points on offline, 6X on online spends
Accelerated
10X points on spends above ₹25,000 per month
Details
Solid LTF card. Points never expire. 1 Point = ₹0.25. Low forex markup of 1.99%.
Other Benefits
Golf
Movies
Buy 1 Get 1 on Paytm Movies up to ₹250 twice a month
Concierge
Hotel Status
Buy 1 Get 1 on Paytm Movies up to ₹250 twice a month
Welcome Benefits
- ₹500 gift voucher on spending ₹15,000 in first 90 days
Fee Structure
Annual Fee
Free
Joining Fee
Free
Fee Waiver
Lifetime Free