PNB Luxura RuPay Metal Credit Card
Punjab National Bank
Annual Fee
₹8,850
incl. 18% GST
Reward Rate
1% - 3%
Forex Markup
2.95%
Interest Rate
35.89%
Lounge Access
Domestic
8 complimentary visits per year (max 2 per quarter)
International
4 complimentary visits per year
Guest Policy
Paid access for guests
Airport Benefits
Rewards
Base Rate
4 Reward Points per ₹100 spent
Accelerated
12 Reward Points (3X) per ₹100 spent on Travel and Dining
Details
1 RP = ₹0.25 value. Premium metal card with UPI payment capabilities. Comprehensive insurance including ₹1 Crore air accident cover.
Other Benefits
Golf
4 complimentary domestic golf rounds/lessons per year (max 1 per quarter)
Movies & Events
Buy 1 Get 1 free movie ticket (up to ₹500) once per month via BookMyShow
Concierge
24/7 Global Concierge with $600 Emergency Cash Support
Hotel Status
2+1 complimentary nights at ITC Hotels; 1+1 Dining & Spa at ITC; HoteLux Elite Plus Membership
Milestone Benefits
10,000 Bonus Reward Points annually
Welcome Benefits
- 40,000 Reward Points on spending ₹50,000 within the first 90 days
- Complimentary HoteLux Elite Plus Membership
Fee Structure
Annual Fee
₹8,850
incl. 18% GST
Joining Fee
₹10,620
incl. 18% GST
Fee Waiver
Spend ₹8,00,000 per annum for renewal fee waiver (Joining fee waived on ₹2,50,000 spend in first 90 days)