Bank of Baroda Eterna
Bank of Baroda
Annual Fee
₹2,949
incl. 18% GST
Reward Rate
0.75% - 3.75%
Forex Markup
2.36%
Interest Rate
39%
Lounge Access
Domestic
Unlimited complimentary visits (subject to ₹40k spend in previous quarter)
International
None
Guest Policy
No complimentary guest access
Airport Benefits
Rewards
Base Rate
3 Reward Points per ₹100 spent
Accelerated
15 Reward Points (5X) per ₹100 on Travel, Dining, and Online Shopping
Details
A hidden gem for offline and online rewards. 1 RP = ₹0.25 (Statement Credit). Effective return is 3.75% on accelerated categories. Capped at 5,000 RP/month for 5X categories.
Other Benefits
Buy 1 Get 1 on Paytm Movies (up to ₹250 off per month)
Buy 1 Get 1 on Paytm Movies (up to ₹250 off per month)
Milestone Benefits
20,000 Bonus Reward Points (worth ₹5,000)
On annual spend of ₹5,00,000
Welcome Benefits
- 10,000 Bonus Reward Points on spending ₹50,000 in first 60 days
- 6 months FitPass Pro membership
Fee Structure
Annual Fee
₹2,949
incl. 18% GST
Joining Fee
₹2,949
incl. 18% GST
Fee Waiver
Spend ₹25,000 in first 60 days for joining fee waiver. Spend ₹2,50,000 per annum for renewal fee waiver.