Mid-RangeVisaCredit Card
Bank of Baroda Premier
Bank of Baroda
Annual Fee
₹1,180
incl. 18% GST
Reward Rate
0.5% - 2.5%
Forex Markup
4.13%
Interest Rate
41.88%
5X on Dining/TravelLow Fee Waiver TargetOften LTFCashback Redemption
Lounge Access
Domestic
4 complimentary visits per year (max 1 per quarter, subject to ₹20k spend in previous quarter)
International
None
Guest Policy
No guest access
Visa Lounge
Airport Benefits
Meet & Greet
Airport Transfers
Rewards
Base Rate
2 Reward Points per ₹100 spent
Accelerated
10 Reward Points (5X) per ₹100 on Travel, Dining, and International Spends
Details
A solid lifestyle card. Points redeemable for cashback (1 RP = ₹0.25). Effective 2.5% return on accelerated categories.
Other Benefits
Golf
Movies
Concierge
Hotel Status
Welcome Benefits
- No separate welcome bonus; heavily promoted as Lifetime Free (LTF) under ongoing offers
Fee Structure
Annual Fee
₹1,180
incl. 18% GST
Joining Fee
₹1,180
incl. 18% GST
Fee Waiver
Spend ₹10,000 in first 60 days for joining fee waiver. Spend ₹1,20,000 per annum for renewal fee waiver.