HDFC Infinia Metal
HDFC Bank
Annual Fee
₹14,750
incl. 18% GST
Reward Rate
3.33% - 33.33%
Forex Markup
2.36%
Interest Rate
23.88%
Transfer Partners
22
Lounge Access
Domestic
Unlimited for primary and add-on cardholders
International
Unlimited via Priority Pass for primary and add-on cardholders (1,000+ lounges worldwide)
Guest Policy
Guest access available on Priority Pass (counted against allocation)
Airport Benefits
Airport VIP meet-and-greet via concierge
Airport VIP meet-and-greet via concierge
Rewards
Base Rate
5 Reward Points per ₹150 spent (incl. Insurance, Utilities, Education)
Accelerated
Up to 10X Reward Points on SmartBuy spends
Details
1 RP = ₹1 on flights, hotels, Apple products, Tanishq via SmartBuy. Max 2L RP redemption per cycle. SmartBuy accelerated points capped at 15,000 RP/month. Utility & Telecom capped at 2,000 RP/month each. Apple products capped at 1 per quarter; Tanishq vouchers capped at 50,000 RP per quarter.
Other Benefits
Golf
Unlimited golf lessons & games. 100% green fee waiver at select courses.
Concierge
24x7 Global Personal Concierge: airport VIP meet-and-greet, event planning, golf booking
Hotel Status
Club Marriott membership: 50% off food Tuesdays, BOGO drinks Mondays, up to 25% off dining & stay
Transfer Partners
Milestone Benefits
Renewal fee waiver on ₹10L spend
Welcome Benefits
- 12,500 Reward Points on fee realisation + card activation
- Complimentary Club Marriott membership (1st year)
Fee Structure
Annual Fee
₹14,750
incl. 18% GST
Joining Fee
₹14,750
incl. 18% GST
Fee Waiver
Spend ₹10,00,000 per annum for renewal fee waiver