HDFC Infinia Metal
HDFC Bank
Annual Fee
₹14,750
incl. 18% GST
Reward Rate
3.33% - 33.33%
Forex Markup
2.36%
Interest Rate
23.88%
Transfer Partners
14
Lounge Access
Domestic
Unlimited for primary and add-on cardholders
International
Unlimited via Priority Pass for primary and add-on cardholders (1,000+ lounges worldwide)
Guest Policy
Guest access available on Priority Pass (counted against allocation)
Airport Benefits
Airport VIP meet-and-greet via concierge
Airport VIP meet-and-greet via concierge
Rewards
Base Rate
5 Reward Points per ₹150 spent (incl. Insurance, Utilities, Education)
Accelerated
Up to 10X Reward Points on SmartBuy spends
Details
1 RP = ₹1 on flights, hotels, Apple products, Tanishq via SmartBuy. 1 RP = 1 Airmile. Max 2L RP redemption per cycle. 23.88% APR (lowest among HDFC cards).
Other Benefits
Unlimited complimentary golf lessons & games. 100% green fee waiver at select courses.
24x7 Global Personal Concierge: airport VIP meet-and-greet, event planning, golf booking
Club Marriott membership: 50% off food Tuesdays, BOGO drinks Mondays, up to 25% off dining & stay
Unlimited complimentary golf lessons & games. 100% green fee waiver at select courses.
Transfer Partners
Singapore Airlines (KrisFlyer)
Airline - 1:1 ratio
British Airways (Avios)
Airline - 1:1 ratio
Air France-KLM (Flying Blue)
Airline - 1:1 ratio
Etihad (Etihad Guest)
Airline - 1:1 ratio
Marriott Bonvoy
Hotel - 1:1 ratio
AirAsia BIG
Airline - 1:1 ratio
Avios (British Airways/Qatar)
Airline - 1:1 ratio
Club Vistara
Airline - 1:1 ratio
Etihad Guest
Airline - 1:1 ratio
Flying Blue (Air France-KLM)
Airline - 1:1 ratio
KrisFlyer (Singapore Airlines)
Airline - 1:1 ratio
United MileagePlus
Airline - 1:1 ratio
Accor Live Limitless
Hotel - 1:0.5 ratio
IHG One Rewards
Hotel - 1:1 ratio
Milestone Benefits
Renewal fee waiver on ₹10L spend
On annual spend of ₹10,00,000
Welcome Benefits
- 12,500 Reward Points on fee realisation + card activation
- Complimentary Club Marriott membership (1st year)
Fee Structure
Annual Fee
₹14,750
incl. 18% GST
Joining Fee
₹14,750
incl. 18% GST
Fee Waiver
Spend ₹10,00,000 per annum for renewal fee waiver