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IndusInd Bank

IndusInd Pinnacle

IndusInd Bank

Annual Fee

Free

Reward Rate

0.75% - 1.87%

Forex Markup

2.12%

Interest Rate

46%

Transfer Partners

1

1.8% ForexLifetime Free (mostly)High Online RewardsGolf Access

Lounge Access

Domestic

2 complimentary visits per quarter

International

2 complimentary visits per quarter via Priority Pass

Guest Policy

No complimentary guest access

Priority PassMastercard Lounge

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

1 Reward Point per ₹100 on offline spends

Accelerated

2.5 Reward Points per ₹100 on online shopping

Details

High cash value (1 RP = ₹0.75). Best used for e-commerce where it yields an effective 1.87% cash return.

Other Benefits

Golf

2 complimentary golf rounds per month

Movies

Buy 1 Get 1 on BookMyShow (up to 3 tickets per month)

Concierge

Premium concierge desk

Hotel Status

2 complimentary golf rounds per month

Buy 1 Get 1 on BookMyShow (up to 3 tickets per month)

Transfer Partners

Club Vistara

Airline - 1:1 ratio

Welcome Benefits

  • Premium luxury brand vouchers matching the joining fee

Fee Structure

Annual Fee

Free

Joining Fee

₹17,700

incl. 18% GST

Fee Waiver

Lifetime free after high one-time joining fee