PremiumAmexCredit Card
American Express

Amex Platinum Reserve

American Express

Annual Fee

₹11,800

incl. 18% GST

Reward Rate

0.5% - 1.5%

Forex Markup

4.13%

Interest Rate

42%

Transfer Partners

16

Taj EpicureAccor Plus3X Reward MultiplierBookMyShow BOGO

Lounge Access

Domestic

4 complimentary visits per year

International

Complimentary Priority Pass membership (visits are chargeable)

Guest Policy

No complimentary guest access

Priority PassAmex Lounge

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

1 MR Point per ₹50 spent

Accelerated

3X MR Points via Amex Reward Multiplier

Details

A lifestyle-focused credit card emphasizing hotel and dining memberships rather than high spend rewards. Features the 3X RM multiplier tier.

Other Benefits

Golf

2 complimentary golf rounds per month at select domestic courses

Movies

Buy 1 Get 1 on BookMyShow (up to ₹500 off, twice a month)

Concierge

24x7 Platinum Reserve Concierge

Hotel Status

Taj Epicure and Accor Plus Traveller memberships

2 complimentary golf rounds per month at select domestic courses

Buy 1 Get 1 on BookMyShow (up to ₹500 off, twice a month)

Transfer Partners

Etihad Guest

Airline - 2:1 ratio

British Airways Executive Club

Airline - 2:1 ratio

Virgin Atlantic Flying Club

Airline - 2:1 ratio

Singapore Airlines KrisFlyer

Airline - 2:1 ratio

Cathay Pacific Asia Miles

Airline - 2:1 ratio

Qatar Privilege Club

Airline - 2:1 ratio

Marriott Bonvoy

Hotel - 1:1 ratio

Hilton Honors

Hotel - 1:0.9 ratio

Asia Miles

Airline - 2:1 ratio

Avios (British Airways/Qatar)

Airline - 2:1 ratio

Club Vistara

Airline - 3:1 ratio

Emirates Skywards

Airline - 2:1 ratio

Ethihad Guest

Airline - 2:1 ratio

Flying Blue (Air France-KLM)

Airline - 2:1 ratio

KrisFlyer (Singapore Airlines)

Airline - 2:1 ratio

Qantas Frequent Flyer

Airline - 2:1 ratio

Milestone Benefits

5L

Choice of e-vouchers worth ₹10,000 (Taj, Reliance Luxe, etc.)

On annual spend of ₹5,00,000

Welcome Benefits

  • 11,000 MR Points
  • Complimentary Taj Epicure membership
  • Accor Plus Traveller membership
  • EazyDiner Prime membership

Fee Structure

Annual Fee

₹11,800

incl. 18% GST

Joining Fee

₹11,800

incl. 18% GST

Fee Waiver

No spend-based waiver (Often offered at ₹50,000 lifetime foundation fee)