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ICICI Bank

ICICI Bank Platinum Chip

ICICI Bank

Annual Fee

Free

Reward Rate

0.5%

Forex Markup

4.13%

Interest Rate

40.8%

Lifetime FreeBasic RewardsFirst-time UsersEmbedded Chip Security

Lounge Access

Domestic

None

International

None

Guest Policy

No lounge access

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

2 PAYBACK Points per ₹100 spent

Accelerated

1 PAYBACK Point per ₹100 on utilities and insurance

Details

A very basic, lifetime free card targeted at first-time users. 1 PAYBACK Point = ₹0.25.

Other Benefits

Golf
Movies
Concierge
Hotel Status

Welcome Benefits

  • No welcome bonus

Fee Structure

Annual Fee

Free

Joining Fee

Free

Fee Waiver

Lifetime Free