EntryRuPayCredit Card
HSBC

HSBC RuPay Cashback

HSBC

Annual Fee

₹589

incl. 18% GST

Reward Rate

1% - 10%

Forex Markup

4.13%

Interest Rate

45%

10% Cashback₹499 FeeRuPay UPI₹2L Waiver

Lounge Access

Domestic

None

International

None

Guest Policy

No lounge access

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

10% cashback on selected categories

Accelerated

1% cashback on other spends

Details

Total cashback across categories up to ₹400. RuPay network - UPI linkage available. 45-day interest-free period. 3.5% forex markup.

Other Benefits

Golf
Movies
Concierge
Hotel Status

Milestone Benefits

2L

Annual fee waiver on ₹2L spend

On annual spend of ₹2,00,000

Welcome Benefits

  • Cashback rewards on activation

Fee Structure

Annual Fee

₹589

incl. 18% GST

Joining Fee

₹589

incl. 18% GST

Fee Waiver

Spend ₹2,00,000 per annum for annual fee waiver