American Express Membership Rewards Credit Card
American Express
Annual Fee
₹5,310
incl. 18% GST
Reward Rate
0.5% - 1%
Forex Markup
4.13%
Interest Rate
42%
Transfer Partners
16
Lounge Access
Domestic
None
International
None
Guest Policy
No lounge access
Airport Benefits
Rewards
Base Rate
1 MR Point per ₹50 spent
Accelerated
2X MR Points via Amex Reward Multiplier
Details
A staple for accumulating Amex points on low monthly spends via its two monthly milestone bonuses.
Other Benefits
Transfer Partners
Etihad Guest
Airline - 2:1 ratio
British Airways Executive Club
Airline - 2:1 ratio
Virgin Atlantic Flying Club
Airline - 2:1 ratio
Singapore Airlines KrisFlyer
Airline - 2:1 ratio
Cathay Pacific Asia Miles
Airline - 2:1 ratio
Qatar Privilege Club
Airline - 2:1 ratio
Marriott Bonvoy
Hotel - 1:1 ratio
Hilton Honors
Hotel - 1:0.9 ratio
Asia Miles
Airline - 2:1 ratio
Avios (British Airways/Qatar)
Airline - 2:1 ratio
Club Vistara
Airline - 3:1 ratio
Emirates Skywards
Airline - 2:1 ratio
Ethihad Guest
Airline - 2:1 ratio
Flying Blue (Air France-KLM)
Airline - 2:1 ratio
KrisFlyer (Singapore Airlines)
Airline - 2:1 ratio
Qantas Frequent Flyer
Airline - 2:1 ratio
Milestone Benefits
1,000 Bonus MR points for 4 transactions of ₹1,500+ each month
On annual spend of ₹6,000
1,000 Bonus MR points on hitting ₹20,000 aggregate spend in a month
On annual spend of ₹20,000
Welcome Benefits
- 4,000 Bonus MR points on spending ₹15,000 in first 90 days
Fee Structure
Annual Fee
₹5,310
incl. 18% GST
Joining Fee
₹1,180
incl. 18% GST
Fee Waiver
100% waiver on ₹1,50,000 spend; 50% waiver on ₹90,000 spend in the preceding year.