Mid-Range·Amex·Credit Card
American Express Membership Rewards Credit Card
American Express
Annual Fee
₹5,310
incl. 18% GST
Reward Rate
0.5% - 1%
Forex Markup
4.13%
Interest Rate
42%
Transfer Partners
16
Up to 2000 Bonus MR/Mo2X Reward MultiplierFee Waiver at ₹1.5LAmex Ecosystem Entry
Lounge Access
Domestic
None
International
None
Guest Policy
No lounge access
Airport Benefits
Meet & Greet
Airport Transfers
Rewards
Base Rate
1 MR Point per ₹50 spent
Accelerated
2X MR Points via Amex Reward Multiplier
Details
A staple for accumulating Amex points on low monthly spends via its two monthly milestone bonuses.
Other Benefits
Transfer Partners
AirlineEtihad Guest
2:1AirlineBritish Airways Executive Club
2:1AirlineVirgin Atlantic Flying Club
2:1AirlineSingapore Airlines KrisFlyer
2:1AirlineAsia Miles
2:1AirlineQatar Airways Privilege Club
2:1HotelMarriott Bonvoy
1:1HotelHilton Honors
1:0.9AirlineAsia Miles
2:1AirlineAvios (British Airways/Qatar)
2:1AirlineClub Vistara
3:1AirlineEmirates Skywards
2:1AirlineEtihad Guest
2:1AirlineAir France-KLM Flying Blue
2:1AirlineSingapore Airlines KrisFlyer
2:1AirlineQantas Frequent Flyer
2:1Milestone Benefits
₹6k
1,000 Bonus MR points for 4 transactions of ₹1,500+ each month
₹20k
1,000 Bonus MR points on hitting ₹20,000 aggregate spend in a month
Welcome Benefits
- 4,000 Bonus MR points on spending ₹15,000 in first 90 days
Fee Structure
Annual Fee
₹5,310
incl. 18% GST
Joining Fee
₹1,180
incl. 18% GST
Fee Waiver
100% waiver on ₹1,50,000 spend; 50% waiver on ₹90,000 spend in the preceding year.