Mid-Range·Mastercard·Credit Card
HSBC

HSBC Travel One

HSBC

Annual Fee

₹5,899

incl. 18% GST

Reward Rate

1% - 2.1%

Forex Markup

4.13%

Interest Rate

45%

Transfer Partners

11

24 RP/₹100 on Portal Hotels16 RP/₹100 on Portal Flights1:1 Points Transfer6 Domestic + 4 Int'l Lounge

Lounge Access

Domestic

6 complimentary visits per year

International

4 complimentary visits per year

Guest Policy

Guest access at additional charges

LoungeKey

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

2 RP per ₹100 on general spends

Accelerated

4 RP per ₹100 on Flights (direct/aggregator), Travel & Forex

Details

24 RP per ₹100 via HSBC Rewards Marketplace, 16 RP per ₹100 via HSBC Rewards Marketplace, Marketplace rewards capped at 18k RP/month. General travel/forex capped at 50k RP/month.

Other Benefits

Golf

4 complimentary rounds and 12 lessons per calendar year (max 1/month)

Movies & Events

BOGO on movie tickets via Zomato District app (twice per month, up to ₹200 off)

Concierge

Transfer Partners

HotelAccor Live Limitless
1:1
HotelMarriott Bonvoy
1:1
AirlineSingapore Airlines (KrisFlyer)
1:1
AirlineBritish Airways (Avios)
1:1
AirlineAir France-KLM (Flying Blue)
1:1
AirlineAir India (Maharaja Club)
1:1
AirlineEtihad Guest
1:1
AirlineJapan Airlines (JAL)
1:1
AirlineUnited Airlines (MileagePlus)
2:1
AirlineTurkish Airlines (Miles&Smiles)
2:1
HotelShangri-La Circle
5:1

Milestone Benefits

₹8L

Annual fee waiver

₹12L

10,000 bonus Reward Points

Welcome Benefits

  • ₹1,000 cashback on ₹10,000 spend within 30 days
  • ₹3,000 Postcard Hotels voucher
  • 3 months EazyDiner Prime membership
  • 3,000 bonus RP on ₹1,00,000 spend within 90 days (if applied by Dec 2025)

Fee Structure

Annual Fee

₹5,899

incl. 18% GST

Joining Fee

₹5,899

incl. 18% GST

Fee Waiver

Spend ₹8,00,000 per annum for annual fee waiver

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