Mid-RangeVisaCredit Card
HSBC

HSBC Travel One

HSBC

Annual Fee

₹5,899

incl. 18% GST

Reward Rate

1.5% - 9%

Forex Markup

4.13%

Interest Rate

45%

Transfer Partners

15

4X Travel Rewards₹5K Fee₹8L WaiverLounge Access

Lounge Access

Domestic

Complimentary domestic lounge access

International

Complimentary international lounge access

Guest Policy

Guest access at additional charges

LoungeKey

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

4 RP per ₹100 on flights, travel aggregators and international spends

Accelerated

Standard accrual on other categories

Details

Travel-focused card. 45-day interest-free period. 3.5% forex markup. No fuel surcharge waiver.

Other Benefits

Golf
Movies
Concierge
Hotel Status

Transfer Partners

Singapore Airlines (KrisFlyer)

Airline - 1:1 ratio

Air India (Maharaja Club)

Airline - 1:1 ratio

British Airways (Avios)

Airline - 1:1 ratio

Air France-KLM (Flying Blue)

Airline - 1:1 ratio

Etihad Guest

Airline - 1:1 ratio

EVA Air

Airline - 1:1 ratio

Japan Airlines (JAL)

Airline - 1:1 ratio

Qatar Airways (Privilege Club)

Airline - 1:1 ratio

United Airlines (MileagePlus)

Airline - 2:1 ratio

Turkish Airlines (Miles&Smiles)

Airline - 2:1 ratio

Accor Live Limitless

Hotel - 1:1 ratio

Marriott Bonvoy

Hotel - 1:1 ratio

IHG One Rewards

Hotel - 1:1 ratio

Wyndham Rewards

Hotel - 1:1 ratio

Shangri-La Circle

Hotel - 5:1 ratio

Milestone Benefits

8L

Annual fee waiver on ₹8L spend

On annual spend of ₹8,00,000

Welcome Benefits

  • Travel rewards on first use

Fee Structure

Annual Fee

₹5,899

incl. 18% GST

Joining Fee

₹5,899

incl. 18% GST

Fee Waiver

Spend ₹8,00,000 per annum for annual fee waiver