Mid-RangeMastercardCredit Card
IDFC FIRST Bank

Club Vistara IDFC FIRST

IDFC FIRST Bank

Annual Fee

₹3,539

incl. 18% GST

Reward Rate

2.1% - 3.6%

Forex Markup

3.53%

Interest Rate

46.2%

Transfer Partners

1

Up to 6 PE TicketsCV Silver TierCFR InsuranceGolf Access

Lounge Access

Domestic

2 complimentary visits per quarter

International

None

Guest Policy

No guest access

Dreamfolks

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

6 CV Points per ₹200 on spends up to ₹1L per month

Accelerated

4 CV Points per ₹200 on incremental spends above ₹1L

Details

Great card for monthly baseline spends. High base earn rate of 6 CV points/₹200 drops to 4 CV points after ₹1L.

Other Benefits

Golf

2 complimentary golf rounds per year

Movies
Concierge
Hotel Status

2 complimentary golf rounds per year

Transfer Partners

Club Vistara

Airline - 1:1 ratio

Milestone Benefits

2L

1 Premium Economy Ticket

On annual spend of ₹1,50,000

3L

1 Premium Economy Ticket

On annual spend of ₹3,00,000

5L

1 Premium Economy Ticket

On annual spend of ₹4,50,000

9L

1 Premium Economy Ticket

On annual spend of ₹9,00,000

12L

1 Premium Economy Ticket

On annual spend of ₹12,00,000

Welcome Benefits

  • 1 complimentary Premium Economy ticket
  • Club Vistara Silver tier

Fee Structure

Annual Fee

₹3,539

incl. 18% GST

Joining Fee

₹3,539

incl. 18% GST

Fee Waiver

No fee waiver