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IDFC FIRST Bank

IDFC FIRST Mayura

IDFC FIRST Bank

Annual Fee

₹7,079

incl. 18% GST

Reward Rate

0.83% - 3.33%

Forex Markup

Nil

Interest Rate

46.2%

Metal Card0% Forex10X RewardsBMS BOGO up to ₹500

Lounge Access

Domestic

4 complimentary visits to lounges/spas per quarter (includes 1 guest visit)

International

4 complimentary visits per quarter via Priority Pass

Guest Policy

1 complimentary domestic guest visit per quarter

Priority PassDreamfolks

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

5X points on spends up to ₹20,000/month

Accelerated

10X points on incremental spends above ₹20,000/month and birthday spends

Details

Zero forex markup. Metal card. Points never expire. 1 Point = ₹0.25 (₹0.50 if redeemed on IDFC Travel portal).

Other Benefits

Golf

Up to 2 complimentary golf rounds/lessons per month (spend based)

Movies

Buy 1 Get 1 on BookMyShow (up to ₹500 off, twice a month)

Concierge

24x7 Assistance and Roadside Assistance worth ₹1,399

Hotel Status

Up to 2 complimentary golf rounds/lessons per month (spend based)

Buy 1 Get 1 on BookMyShow (up to ₹500 off, twice a month)

Milestone Benefits

8L

7,500 Reward Points (worth up to ₹3,750)

On annual spend of ₹8,00,000

15L

15,000 Reward Points (worth up to ₹7,500)

On annual spend of ₹15,00,000

Welcome Benefits

  • Up to ₹4,000 cashback on 4 txns within 60 days
  • 4,000 Reward Points on fee payment

Fee Structure

Annual Fee

₹7,079

incl. 18% GST

Joining Fee

₹7,079

incl. 18% GST

Fee Waiver

No fee waiver. Spend milestones yield points worth the fee.