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IDFC FIRST Bank

IDFC FIRST Ashva

IDFC FIRST Bank

Annual Fee

₹3,539

incl. 18% GST

Reward Rate

0.75% - 2.5%

Forex Markup

1.18%

Interest Rate

46.2%

Metal Card1% Forex10X Incremental RewardsBMS BOGO

Lounge Access

Domestic

4 complimentary visits per quarter (subject to spend criteria)

International

4 complimentary visits per quarter via Priority Pass

Guest Policy

No guest access

Priority PassVisa Lounge

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

3X points on offline, 6X points on online

Accelerated

10X points on incremental spends above ₹20,000 per month

Details

Metal card tailored for travel enthusiasts with a 1% forex markup. Points never expire.

Other Benefits

Golf
Movies

Buy 1 Get 1 on BookMyShow (up to ₹400 off, twice a month)

Concierge
Hotel Status

Buy 1 Get 1 on BookMyShow (up to ₹400 off, twice a month)

Welcome Benefits

  • Welcome reward points or vouchers upon activation

Fee Structure

Annual Fee

₹3,539

incl. 18% GST

Joining Fee

₹3,539

incl. 18% GST

Fee Waiver

No fee waiver