Amex Platinum Travel
American Express
Annual Fee
₹5,900
incl. 18% GST
Reward Rate
0.5% - 1.5%
Forex Markup
4.13%
Interest Rate
42%
Transfer Partners
16
Lounge Access
Domestic
8 complimentary visits per year (max 2 per quarter)
International
Priority Pass membership included (visits are chargeable at standard rates)
Guest Policy
No complimentary guest access
Airport Benefits
Rewards
Base Rate
1 MR Point per ₹50 spent
Accelerated
3X MR Points via Amex Reward Multiplier
Details
The undisputed king of milestone rewards in India. Reaching the ₹4L milestone yields 40k total MR points plus a ₹10k Taj Voucher. (Note: New milestones of 1.9L, 4L, and 7L rollout planned for 2026).
Other Benefits
Transfer Partners
Etihad Guest
Airline - 2:1 ratio
British Airways Executive Club
Airline - 2:1 ratio
Virgin Atlantic Flying Club
Airline - 2:1 ratio
Singapore Airlines KrisFlyer
Airline - 2:1 ratio
Cathay Pacific Asia Miles
Airline - 2:1 ratio
Qatar Privilege Club
Airline - 2:1 ratio
Marriott Bonvoy
Hotel - 1:1 ratio
Hilton Honors
Hotel - 1:0.9 ratio
Asia Miles
Airline - 2:1 ratio
Avios (British Airways/Qatar)
Airline - 2:1 ratio
Club Vistara
Airline - 3:1 ratio
Emirates Skywards
Airline - 2:1 ratio
Ethihad Guest
Airline - 2:1 ratio
Flying Blue (Air France-KLM)
Airline - 2:1 ratio
KrisFlyer (Singapore Airlines)
Airline - 2:1 ratio
Qantas Frequent Flyer
Airline - 2:1 ratio
Milestone Benefits
15,000 bonus MR Points (Note: Under 2026 revisions, shifts to 7,500 pts)
On annual spend of ₹1,90,000
Additional 25,000 bonus MR Points + ₹10,000 Taj Voucher (Under 2026 revisions, shifted to 7L target)
On annual spend of ₹4,00,000
Welcome Benefits
- 10,000 Membership Rewards points on spending ₹15,000 in first 90 days
Fee Structure
Annual Fee
₹5,900
incl. 18% GST
Joining Fee
₹4,130
incl. 18% GST
Fee Waiver
No spend-based fee waiver (but milestones offset the fee easily)