IDFC FIRST Private
IDFC FIRST Bank
Annual Fee
₹59,000
incl. 18% GST
Reward Rate
2.5%
Forex Markup
Nil
Interest Rate
9%
Lounge Access
Domestic
Unlimited for primary & add-on, plus 4 guest visits per year
International
Unlimited airport lounge and spa access globally
Guest Policy
4 complimentary guest visits annually
Airport Benefits
Airport Limo Transfer & Meet & Greet Immigration Services via Visa Infinite
Airport Limo Transfer & Meet & Greet Immigration Services via Visa Infinite
Rewards
Base Rate
10 Reward Points per ₹100 spent (Excl. rent, insurance, education)
Accelerated
10% of total birthday spends given as Karma Points
Details
One of the few cards yielding points on rent (3 RP) and insurance (1 RP). 1 RP = ₹0.25. Best-in-class 9% per annum interest rate. 0% forex markup.
Other Benefits
Golf
Unlimited access to golf rounds and lessons
Movies & Events
Instant discount of up to ₹1,500 per month on BookMyShow (twice a month)
Concierge
Visa Infinite Concierge and dedicated private banking RM
Hotel Status
Taj Epicure, Club ITC Culinaire Select, Accor Plus Explorer
Milestone Benefits
Taj Experiences Signature Dining Voucher
Welcome Benefits
- 1,00,000 bonus reward points (worth ₹25,000)
- Taj Epicure, Club ITC Culinaire Select & Accor Plus Explorer Memberships
Fee Structure
Annual Fee
₹59,000
incl. 18% GST
Joining Fee
₹59,000
incl. 18% GST
Fee Waiver
By invitation only for wealth clients. Fee generates equivalent reward points.