Mid-RangeVisaCredit Card
Kotak Mahindra Bank

Kotak Zen Signature

Kotak Mahindra Bank

Annual Fee

₹1,770

incl. 18% GST

Reward Rate

0.33% - 0.83%

Forex Markup

4.13%

Interest Rate

42%

3 Intl Lounge/Yr15K Milestone Points₹1,500 Fee₹1.5L Waiver

Lounge Access

Domestic

2 complimentary visits per quarter

International

3 complimentary visits per year via Priority Pass

Guest Policy

No guest access

Priority PassVisa Lounge

Airport Benefits

Meet & Greet
Airport Transfers

Rewards

Base Rate

5 Zen Points per ₹150 on apparel and lifestyle

Accelerated

2 Zen Points per ₹150 on other categories

Details

A lifestyle card focused on milestone rewards.

Other Benefits

Golf
Movies
Concierge
Hotel Status

Milestone Benefits

3L

7,500 Bonus Zen Points

On annual spend of ₹3,00,000

6L

15,000 Bonus Zen Points

On annual spend of ₹6,00,000

Welcome Benefits

  • 1,500 Zen Points on fee payment

Fee Structure

Annual Fee

₹1,770

incl. 18% GST

Joining Fee

₹1,770

incl. 18% GST

Fee Waiver

Spend ₹1,50,000 per annum for renewal fee waiver