IRCTC SBI Card Premier
SBI Card
Annual Fee
₹1,769
incl. 18% GST
Reward Rate
0.8% - 10%
Forex Markup
4.13%
Interest Rate
42%
Transfer Partners
1
Lounge Access
Domestic
8 railway lounge visits per year (max 2 per quarter)
International
None
Guest Policy
No guest access
Airport Benefits
Rewards
Base Rate
1 Reward Point per ₹125 spent
Accelerated
10% value back on AC1, AC2, AC3, CC bookings on IRCTC
Details
Great card for frequent train travelers. Also gives 3 RP/₹125 on Dining and Utilities. 1 RP = ₹1 for booking railway tickets. 1% transaction charge waived on IRCTC.
Other Benefits
Transfer Partners
IRCTC Ticket Booking
Airline - 1:1 ratio
Milestone Benefits
2,500 Bonus Reward Points on travel spends
On annual spend of ₹50,000
Additional 5,000 Bonus Reward Points on travel spends
On annual spend of ₹1,00,000
Welcome Benefits
- 1,500 Reward Points (worth ₹1,500) on payment of joining fee
Fee Structure
Annual Fee
₹1,769
incl. 18% GST
Joining Fee
₹1,769
incl. 18% GST
Fee Waiver
Spend ₹2,00,000 per annum for renewal fee waiver