Mid-RangeVisaCredit Card
HDFC Regalia
HDFC Bank
Annual Fee
₹2,950
incl. 18% GST
Reward Rate
1.33% - 6.66%
Forex Markup
2.95%
Interest Rate
45%
Transfer Partners
1
₹2,500 Fee₹3L WaiverSmartBuy 10XLounge Access
Lounge Access
Domestic
8 complimentary visits per year via Dreamfolks
International
4 complimentary visits per year via Priority Pass (Priority Pass in India charged at $27+taxes)
Guest Policy
Guest access at $27 per visit
Priority PassDreamfolks
Airport Benefits
Meet & Greet
Airport Transfers
Rewards
Base Rate
4 Reward Points per ₹150 spent
Accelerated
Up to 10X on SmartBuy
Details
1 RP = ₹0.50 on flights/hotels. Fuel surcharge waiver for transactions ₹400-₹5,000. 2.5% forex markup.
Other Benefits
Golf
Movies
Concierge
24x7 Concierge Services
Hotel Status
Transfer Partners
Airmiles conversion
Airline - 1:0.5 ratio
Milestone Benefits
₹3L
Annual fee reversal on ₹3L spend
On annual spend of ₹3,00,000
Welcome Benefits
- 2,500 Reward Points on activation
Fee Structure
Annual Fee
₹2,950
incl. 18% GST
Joining Fee
₹2,950
incl. 18% GST
Fee Waiver
Spend ₹3,00,000 per annum for renewal fee waiver